E and L insurance

[vickyconnolly]

Has anybody ever dealt with e and l insurance with a dog?
Are they as good as petplan? as they are alot cheaper than petplan which really puts me off! What's the difference? Or is it just petplan ripping people off!
Thanks
Tor

 

[Aru]

Many vets will ask for money upfront when dealing with them.They are ment to be difficult to get to pay up promptly.

Pulling money for the vet bill up out of savings/credit card and then chasing the insurance down myself for it is not personally my idea of good pet insurance

 

[Mince Pie]

Don't touch them with a bargepole! They are dreadful!

 

[vickyconnolly]

Right brilliant thanks for that. Apart from petplan can you recommend any? Petplan are unbelievably expensive!

 

[vickyconnolly]

Do you know much about animal friends?

 

[CL66]

I have one with petplan and one with nfu. Nfu is cheaper, and just as good by all accounts.

 

[blackcob]

One of mine is with Animal Friends and they have been excellent.

 

[vickyconnolly]

Thank you so much

 

[hoggedmane]

E and L - don't

 

[Britestar]

Beware - E and L have subsiduarys (sp) with different names. Check the address to make sure it not the same.

 

[pointersrus]

Dreadfull, dreadfull, dreadfull - I use More Than and have had big claims of up to £2,500 each dog and they pay up promptly. Go for a lifetime policy so that they can not put exclusions on your pet at the renewal.

 

[toffeeyummy]

Animal friends can be a nightmare too. E&l come under many disguises (pet insurance.co.uk for one) so always check who the underwriters are. You will find that tesco/sainsburys/John Lewis/home base etc are all the same underwriters. My advice would be read the small print, all of it and see if it covers everything you'll need.

 

[CAYLA]

I have heard good about animal friends but also bad (more good) and also heard good from more than but heard they are very very thorough with scrutinising the bills.
I personally would only recommend Petplan.

 

[Wildforestpony18]

Don't touch E&L, ours are with tesco's and we havn't had to use them for anything major yet (touch wood) but they seem pretty good.

 

[echodomino]

Avoid E&L and all companies to do with, like the plague!!!

Had the horses insured with them until an old friend had to claim after the loss of her horse and had no end of problems. Heard nothing but bad about them since.

TBH we just put money aside for "just in case"

 

[Twizzel]

Our spaniel is insured with petplan for life cover for £20 a month which we didn't think was too bad... they reduced the premium when we gave them a ring (as we had to put that she goes to work with OH- he is a farmer so they wanted us to call to chat).