mums the groom
Well-Known Member
I took out insurance on my pony when 1st bought him, unfortunately we had to call the vet out for a small case of colic (if I'd of known better I wouldn't have called the vet). I was going to claim the vet fees off the insurance but some one has warned me that if you claim for it on E&L it is then excluded for future claims. Has anyone else had this problem or are they scaremongering and if I claim for colic and change to NFU would it be a pre existing condition? Sorry for being a pain but this is a minefield