Epileptic dog and insurance!

Cuppatea

Cuppatea

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My dog has developed what I am pretty sure is epilepsy. He is not insured and have had a guesstimate figure of £25 per month for drugs for him. Ideally if I could get him insured before he is officially diagnosed I'm hoping I can get some or all of the drugs on insurance.
Does anyone else have their epileptic dog covered by insurance and which insurer?!
Thankyou x
 
I think that could really come back and bite you on the backside, being fraudulent and all. why has he not seen a vet if you think he has epilepsy? I've had and lost a dog to epilepsy, its not to taken lightly.

my dog was insured but epilepsy was excluded as she had it when I got her. for £25 claim you would have to wait and build them up to be more than your excess payments anyway. insurance would cost you more than that month for a life policy of any worth anyway.
 
It's fraud. You must declare any pre existing conditions when you insure. If you start insuring your dog and then shortly afterwards put in a claim, the alarm bells will be ringing at the brokers. Anyway, how long would you propose to allow your dog to continue fitting before you take it to the vets to be 'officially' diagnosed and then treated?

£25 per month for meds is hardly excessive. Stump up, or if you can't afford the vet's bills, then PTS.
 
In the long run insurance will cost a lot more than £25 per month. Friend of mine just had a renewal for £70 per month on a dog that is fit and well and has had 0 claims!
 
If you get your dog insured tomorrow it still won't be insured staight away to stop people doing exactly that. I think it is a week but you will have to check. Also if they find about what you have done that could affect getting any other insurance for anything.

When we got our jack Russel who was 6 months old when we got him. Was pourly when we got him. He had kennel cough and a grade 5 heart murmur. The very did a lot of tests he was put on daily pills for life. Because he was already poorly when we got him we had to pay for all his vet fees relating to his heart, anything else was Covered by his insurance.
 
Catch yourself on, OP! £25 a month is next to nothing. Get your dog to the vet and have him diagnosed properly one way or the other - potential neurological issues are not something to make armchair diagnoses about.
 
- Assuming a lifetime policy with a halfway decent insurer the monthly premium is likely to be £25 or more anyway, plus an excess to pay
- There will be a 14 day waiting period before you can make a claim, delaying the dog's veterinary treatment further, and claiming so soon after this period will likely have the insurer going through your history with a fine toothed comb
- You will have to lie to the vet about the dates and times of the seizures, potentially affecting the accuracy of diagnosis and treatment, in order to have the clinical history corroborate your lie
 
Ignoring the fraud aspect- my JRT is insured with Healthy Pets and is covered for lifelong illness, which means her meds for epilepsy is covered. However, I got her insured when I bought her as a puppy and she developed it at aged 5. If she wasn't insured, I would have just paid for the medication as the price of her insurance is about the same as the meds.
If you choose not to insure your dog from the day you bring them home, you should be financially prepared for any vets bills that may arise.
 
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