Feeling pretty miffed off

Champion1969

Champion1969

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Theres this big 16 year old x shire gelding on our yard, who is known to barge he has even been known to walk through barbed wire and gates due to his size he thinks he's invincible. There has been a number of accidents on the yard over the years with this brute, the owner in her 20's puts it all down to peoples inexperience to handle him, which baffles me as he barges at her in the stable. He one very dangerous horse, nobody trusts him.

Anyway on Saturday I was his next victim, whilst turning out my mare in the field he barged at me I got my finger caught in the chain on the gate and cut it clean to the bone, he escaped. By the time I got to the stables everyone went into panic as I was bleeding heavily they got me to hospital and someone put this horse back into the field. The owner was notified but ignored it and hasn't been to the yard since, she hasn't even called to ask me how I am or what happened. I am now unable to drive/work or tend to my child or horse, till my stitches are removed.

Is an apology to much to ask for?
 
I'd be pretty miffed at having to interact with such a badly trained animal on a regular basis without the ensuing incident and injury, to be honest.
 
Perhaps the owner is mortified and is too afraid to face you at the moment

Hopefully an apology and acknowledgement of their horse's bad behaviour isn't too far away though
 
Surely you can claim your injury from her insurance? That's what I would do because it's obviously causing you a lot of hassle and loss of income and it was her/her horse's fault. The horse has to have insurance for this type of incidents.
 
Holy heck, to the bone!! And fingers blimming hurt like the devil, all those little nerves, ouch!

Dunno about an apology, the bloke whose horse trampled me didn't apologise, I don't think. It wasn't his fault. He was and still is in very regular contact and has looked after my horse for the past two months! I'd expect a call at least to see how you're doing.

One finger, though, I'm not sure how that's going to stop you doing most things :confused:

I think I'd be asking the YO for him to be in a different field so you can get your horse safely.
 
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cinnamontoast said:
Holy heck, to the bone!! And fingers blimming hurt like the devil, all those little nerves, ouch!

Dunno about an apology, the bloke whose horse trampled me didn't apologise, I don't think. It wasn't his fault. He was and still is in very regular contact and has looked after my horse for the past two months! I'd expect a call at least to see how you're doing.

One finger, though, I'm not sure how that's going to stop you doing most things :confused:
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I know you've had a major injury to your leg, and for that I'm very sympathetic, but if OP has had stitches it's hardly a paper cut so please give her a little slack.

OP I hope it heals quickly, and having had a finger shut in a coach door and felt it throb for hours, not least at night, I feel for you. Some sort of contact from horse's owner would be nice I agree. xx
 
ainouu said:
Surely you can claim your injury from her insurance? That's what I would do because it's obviously causing you a lot of hassle and loss of income and it was her/her horse's fault. The horse has to have insurance for this type of incidents.
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But how limiting is one finger out of use? And public liability on insurance tends to refer to riding the horse and damage caused whilst being ridden. Also, if the OP knows the horse is dodgy and has nevertheless gone into the field, that's like acceptance of his behaviour (obviously not, but you see what I mean). Dunno, but that would probably be the POV of a Lawyers for You type company. OH used to work for one many years ago.

Is the injury causing loss of earnings?
 
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cinnamontoast said:
Holy heck, to the bone!! And fingers blimming hurt like the devil, all those little nerves, ouch!
One finger, though, I'm not sure how that's going to stop you doing most things :confused:
.
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My hand is badly bruised still in agony with it, the hospital had to open the wound up to clean and check all was going to be working fine. I'm never mard I have or did have a good pain threshold but this is horrendous :eek:
 
nikicb said:
I know you've had a major injury to your leg, and for that I'm very sympathetic, but if OP has had stitches it's hardly a paper cut so please give her a little slack.
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Hey, I'm not having a bloody injury competition here! :mad: I'm aware of that and I feel very sorry for her, I know exactly how painful fingers are-see my post?! I'm just wondering how limiting one finger being injured is because she's saying she can't see to her horse or child. The injury is to the bone, yes, she has stitches, yes, I'm sympathetic, honestly! 'Cut her slack'? Think I was extremely sympathetic, actually!

It may be that you'll need further ops if it gets infected: a girl I met had one cut to her finger which got infected and she had to have a zig zag cut down her hand to remove the infection. Be super careful to keep it clean, glove up for everything!

It will be murder, there are tons of nerve endings in your fingers. Take whatever painkillers they offer!
 
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She ought to apologise, but is probably the type that can't see the wood from the trees and doesn't believe things people are telling her, even if she is standing there watching it happen. We used to have a DIY livery like that. Eventually we put the horse in a field on its own, yet still next to the others. The owner got ridiculously upset, left, and still ignores us at shows five years on!

What does the YO say about these accidents that keep happening because of the horse?

Hopefully you will be ok to drive etc soon. Hubby had an op on a finger last week, and has been quite "handy" with four fingers! Fingers crossed (sorry, all these clichés!) you will feel better soon.x
 
cinnamontoast said:
But how limiting is one finger out of use? And public liability on insurance tends to refer to riding the horse and damage caused whilst being ridden. Also, if the OP knows the horse is dodgy and has nevertheless gone into the field, that's like acceptance of his behaviour (obviously not, but you see what I mean). Dunno, but that would probably be the POV of a Lawyers for You type company. OH used to work for one man years ago. Is the injury causing loss of earnings?
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Yes I agree to a certain extend, but he was up at the other gate hence why I chose the one I did. I drive for my earnings which I cant do at the moment as i have a manual gearbox. I'm not fussed about claiming I'm probably just feeling a bit sorry for myself :rolleyes:
 
No harm in trying for a claim, just watch out for no win, no fee claims as the rules changed on 1st April as they'd look to go through your credit card insurance or household insurance (possibly) as opposed to a true no win, no fee claim.

Hope it heals soon. :)
 
I am sorry you are hurt I hope the pain settles down soon .
But wants the yard owner doing about this horse ? I am not an H and S fan but this really is an issue that the YOer must deal with.
 
cinnamontoast said:
But how limiting is one finger out of use? And public liability on insurance tends to refer to riding the horse and damage caused whilst being ridden. Also, if the OP knows the horse is dodgy and has nevertheless gone into the field, that's like acceptance of his behaviour (obviously not, but you see what I mean). Dunno, but that would probably be the POV of a Lawyers for You type company. OH used to work for one many years ago.

Is the injury causing loss of earnings?
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I don't know how it works over here but at home my pony has insurance that covers him injuring a person/someone's property (i.e. kicking a car or kicking a person). I think most insurances should cover that. In any case it's the other person's animal that has caused the harm, it's not OP's fault. Also I don't think she is accepting the risk necessarily if she didn't have a choice. The owner was negligent by leaving a dangerous animal in such a place where it could cause harm to others.

I do law and while I'm not a specialist in this sort of claims, based on wide legal principles I would say the owner was at fault and the horse's insurance should cover it. Or if it doesn't, the owner should.
 
ainouu said:
Surely you can claim your injury from her insurance? That's what I would do because it's obviously causing you a lot of hassle and loss of income and it was her/her horse's fault. The horse has to have insurance for this type of incidents.
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Not really, the insurance will cover the owner's negligence. The owner can't be said to have been negligent, as she wasn't even there at the time. Big horses unfortunately often do know their own strength and usually controlling them is down to body language.
We once had one which regularly slammed a 6'4" rugby player who was built like a barn door into her stable door frame and after we shut the door, she slammed him into the closed door.
Sister, who is all of 5'6" and 9 st, swapped horses with him and the Clydie mare walked like a dream into her stable for her tea - not a bit of bother.
I'd have thought that this was an issue for the YO and her field management - putting this horse into a field where the other owners know how to deal with it, or fencing part of the main field off so that only the owner needs to go in to get it.
 
That sounds really nasty I hope it heals soon!

Body language is all very well, but the OP shouldn't really have to deal with extreme behaviour like this, I wouldn't be pleased and I don't really mind dealing with other people's horses as long as they don't pose immediate danger. Obviously the owner can't control what the horse does in her absence but I hope your YO is going to step in and have a word with her about this, and that something can be done to keep everyone a bit safer!
 
Yowsers! Why have you taken off the dressing? You absolutely need to keep it clean and at this stage, you honestly need it covered, at least until the skin knits. It's a good colour, hopefully not infected?

Are you right or left handed?
 
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Champion1969 said:
Yes I agree to a certain extend, but he was up at the other gate hence why I chose the one I did. I drive for my earnings which I cant do at the moment as i have a manual gearbox. I'm not fussed about claiming I'm probably just feeling a bit sorry for myself :rolleyes:
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Errm, I managed to continue in my career (in which driving is essential) with a finger which was snapped two thirds across and displaced.

Are you in plaster?
 
Champion1969 said:
Theres this big 16 year old x shire gelding on our yard, who is known to barge he has even been known to walk through barbed wire and gates due to his size he thinks he's invincible. There has been a number of accidents on the yard over the years with this brute, the owner in her 20's puts it all down to peoples inexperience to handle him, which baffles me as he barges at her in the stable. He one very dangerous horse, nobody trusts him.

Anyway on Saturday I was his next victim, whilst turning out my mare in the field he barged at me I got my finger caught in the chain on the gate and cut it clean to the bone, he escaped. By the time I got to the stables everyone went into panic as I was bleeding heavily they got me to hospital and someone put this horse back into the field. The owner was notified but ignored it and hasn't been to the yard since, she hasn't even called to ask me how I am or what happened. I am now unable to drive/work or tend to my child or horse, till my stitches are removed.

Is an apology to much to ask for?
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Is it just an apology you want?
 
I think any right minded person would apologise but the world is made up of so many types :) your finger looks so so sore and hope heals quickly :) x
 
OTOH you let someone else's horse out...You get other horses on livery yards. Sometimes you have to chase them away. Sometimes you have to be pretty quick in closing the gate.

I think you're hoping to get opinions on how to claim. Its a nasty cut, but its a finger. Has it really stopped you working/looking after your child/driving? Looks like a left hand.

Because I'm thinking you're going to struggle to prove the causative link between getting your finger caught in a gate while turning out your own horse, and an animal causing that. The horse didn't cause your injury - the gate did. Whilst turning your own horse out.
 
I had a girl at ours who had an 18hh CBx. The horse kept jumping out if the field, going for other horses, and in general became dangerous. She was asked to leave, pronto!

Why hasn't the YO/YM done anything to remedy the situation if the horse is causing so many injuries to others?

Hope your finger heals quickly! Friend of mine came off a carriage & broke her finger in 2 places. It's surprising how limiting a finger injury can be!
 
We had a livery with a dangerous horse. It frequently tried to; attack its owner,double barrell staff at bringing in,purposefully squash people against stable walls,kill the farrier,attack other horses. Despite the fact the owner sometimes groomed it thru the bars of the stable,she was in complete denial that its behaviour was a problem! She was asked to leave after some close shaves-couldn't get thru to owner&it wasn't worth the risk of injury to staff&other liveries.:(
 
Surely the YO should be sorting this out especially if there have already been accidents caused by this horse. I would be asking for something to done asap. Hope your finger heals soon it looks very sore.
 
I was closing the gate when he came at me trapping my hand barging the gate and knocking over my ex. Yes I am left handed, anyway still no apology the horse in question has been stabled for the last 4 days. Oh well :rolleyes:
 
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