HappyNeds
Well-Known Member
We have a field with our horses in that (unfortunately!) has 2 footpaths crossing it. We have been advised that we should get liability insurance as someone climbing over the stiles or tripping in the field could sue if they hurt themselves (NFU says this can/does happen). We have phoned around abit and it seems very expensive, has anyone else come across this? Is there a good company to get basic liability insurance for land from?
We phoned BHS to see if could be added onto our horse liability insurance, but they don't do it, and NFU only do it if you have your home insurance with them which is expensive.
It seems unfair we need to get this, but now I know this could be a problem I will be worrying in case something goes wrong! (and things do always seem to happen to us!) We can't be the only people with footpaths in our field...just wondered what everyone else does?
Thanks in advance everyone
We phoned BHS to see if could be added onto our horse liability insurance, but they don't do it, and NFU only do it if you have your home insurance with them which is expensive.
It seems unfair we need to get this, but now I know this could be a problem I will be worrying in case something goes wrong! (and things do always seem to happen to us!) We can't be the only people with footpaths in our field...just wondered what everyone else does?
Thanks in advance everyone