Folks that just shouldn't have horses.....

[scotsmare]

For the last week we have had the 'pleasure' (use the term loosely) for having a pony on loan with a view to buy. We had it a couple of days and the pony clearly wasn't as described so I phoned the owners and told them I was returning it. So far, so good.

Take the pony back yesterday to a different yard from the one it was collected from, came home, cancelled the insurance and went back to the drawing board & started looking for another one.

Early evening, I got a phone call telling me the pony had hurt itself when it had been turned out in the new field - couldn't put weight on a back leg. They hadn't phoned a vet yet but wondered if my insurance was still live as they didn't have any!!! Given that they'd had all week to re-insure the pony I was less than chuffed.

Explained that my insurance had been cancelled and she tried to tell me that I should claim as the injury had 'possibly' happened before I had cancelled it and by doing so I would save her several hundred pounds!!

I'm not sure how I would have explained it to the insurance company something along the lines of "yes, I know I cancelled the policy 3 hrs ago, I'd now like to make a claim".

Anyhow, fortunately pony is less seriously injured than they first thought though whether or not they've now insured it is unclear.

Some folk!!

 

[ladyt25]

You wouldn't have had any insurable interest in the pony anyway since it had been returned to the owners so, even if the policy was still in force it is highly unlikely any insurer would have considered a claim.

Tis there own stupid fault for not insuring it!

 

[Kenzo]

Hmm surely priority would firstly be to get the vet before worring about if its still insured or not, its not a call out fee and minor treatment is going to break the bank, specially when the owner should of had insurance in place before it was delivered.

 

[indiat]

I think its a total cheek even ringing you up to ask this! Some people have no shame.