Freelance insurance

[holeymoley]

As we are in the culture now of ‘where there’s blame, there’s a claim’ I’m wondering what sort of insurance a freelancer would require?

Many moons ago I used to care for a friend’s horses on her private yard. No riding, purely yard duties and bring in/turn out general check overs. I’m now going back to help her while I have some spare time and I’m wondering what insurance I should require. I have my own personal and public liability on my horse insurance and I also have liabilty on a personal insurance. Is this enough or do I require something else for this?
Thank you

 

[HG95]

I'm registered with the British grooms association and have personal accident and public liability through them.
Read the terms and conditions of your current policies many won't pay out if your being paid for your work