funding rehab

[coffeeandabagel]

Those of you who have had horses rehabbed – at places like Rockley Farm – how did you fund it? If your insurance company paid what was it classed as and who are you with? E.g. complementary treatment + livery / hospitalisation?

I am struggling to get Amtrust to agree to pay for my horse to go for treatment on his SI joints with Donna Blinman. They will pay for the hospitalisation and some complementary treatment but I have a really low limit for that – did anyone else come up with a better way to get it paid for? She is a vet but they won’t count it as vetinary treatment since she will include acupuncture, osteopathy, etc.

They did pay handsomely for the diagnostic, treatment and hospitalisation at Rossdales but I don’t want to keep masking the symptoms with steroid injections – I want to work on the reason he is in such a state not just the symptoms – to avoid him just building up problems in other areas ie hocks. They cant see that reasoning - I suppose since their responsibilty ends after a year anyway.

 

[magicboots]

My horse is also suffering with SI injury and is currently undergoing rehab and steroid injections. I'm with petplan and they are happy to cover his physio as it was advised by the vet but I just have to pay livery costs.
How long has your horse been suffering with the SI injury and what symptoms did he show. Really interested in hearing from someone going through the same thing

 

[philamena]

Interesting, I'm with Amtrust and when I needed the vet & osteo to work together on my horse they divided up each bill and paid all the vetty bits under the vets' bills section, and just counted the itemised disbursement to the osteopath towards the complementary limit. This struck me as very sensible and about the best approach I could hope for. But they were a bit suspicious initially when I changed vets (presumably assuming I'd gone to one who'd do something the other wouldn't, when in fact I'd just moved). Maybe if your existing vet would recommend going to Donna? It seems a bit mean to cover it in what I thought was a pretty sensible fashion when the treatments are by two separate people but not when they're by one. I'd imagine Donna's been in this situ before and may have some advice?

 

[YasandCrystal]

Gosh that's a shame. I used Donna Blinman for my WB - she really is quite briliant. I was with NFU and they paid for up to £1000 of 'complimentary therapies' - that included physiotherapy, osteopathy, acupuncture etc.

Donna's bill for my boy was actually pretty trivial in the scheme of things. I think her charges may have gone up a bit (this was nearly 2 years ago), but versus the Newmarket costs for diagnosis and one set of steroid injections @ £4k Donna's bill was only 10% of that.

 

[Leg_end]

My boy went to Rockley and I could only claim back £500 from my insurance company. I had to fund the rest myself.

 

[SARAHSALLYRUBY]

My girl is at Rockley now and i am having to fund it my self. Ive ran out of insurance money. Im selling everything horsey that i dont use any more. Its not making me an awful lot but every little helps.... Good luck

 

[coffeeandabagel]

"Im selling everything horsey that i dont use any more. Its not making me an awful lot but every little helps.."


Will be doing that and snowboarding, diving, sailing and camping stuff that is filling my garage. Anyone want a popup tent - good price!!

But what annoys me is that I still a couple of thousand left in the insurance pot but they wont spend it on what I want it spent on!

 

[Maz55]

My horse is with Donna at the moment and my insurance company have paid for the osteopathy - they said they'd only pay 50% for livery but Donna doesn't charge for that as the horses are just turned out 24/7. The insurance isn't covering it all because most of my cover was eaten up by Rossdales, so like some of the others on here I'm selling anything that isn't bolted down oh and eating lots of beans on toast!!! lol Incidentally, I had a battle with my insurance company over my cover because they linked the current problems with a previous claim and said that my cover had run out. I challenged them and finally got them to backdown so don't give up!