Getting into full loaning

[splashgirl45]

normally if you part loan you travel to the horses yard as that is where the owner has chosen to keep him/her, also some full loans insist on their horse being kept at their current yard...i think you would be better putting the money that you would pay for a full loan in a savings account for 6 months or so to make sure you can manage the outlay. i didnt get my first horse till i was 21 due to lack of money and had to save hard to first get a car so i could get to the yard and then more saving to buy the horse. after work and at weekends i helped at the yard so i got lots of experience looking after and riding different horses so when i got my own i knew (mostly)what i was doing...may be worth doing similar..

 

[kjr2804]

yeah that’s what I have been doing I wouldn’t mind if I liked his yard a little more

 

[EllenJay]

OK - the yard doesn’t sound ideal. As a loaner, the lack of turnout is the owners problem, but limited hacking, limited use of the arena and cost of hire is not good.
so, you have a couple of options.

The first is to speak to the owners to see if they are open to moving yards.
Your second option, is to look for another part-loan. This could be a good option. Now you know what you like and don’t like, you can probably find a fit that is better for you.
Alternatively, you could drop your loan, invest in more lessons, so when you are in a better position to buy/full loan you have a load more experience and knowledge of what you really want.

 

[kjr2804]

Very true yeah thank you. Only problem is I can’t really get lessons without my loan and I have really grown to love him. I know his owner would never move as she has multiple other horses that’s why I was curious as to whether we could still split costs as we are now but whilst I move him