Giving up a part-loan

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Mythical

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What's the right thing to do?

If you take a part-loan on then six weeks later it goes lame and will be out of work for three months at least. You resign yourself to not riding for a while but three weeks later your own circumstances change (unexpectedly, I should add, I wasn't planning it when I took the horse on) and you suddenly have no time to see the horse. (was made redundant, luckily found another job very quickly but miles and miles away)

They won't be able to find another sharer because the horse can't be ridden, they're even more desperate for money now because the horse is needing all sorts of lotions and potions to help her get better, and she needs a sharer because the owner can't see her every day but I don't have the energy to keep doing what I'm doing and truth be known I'm struggling with money too.
 
they can't expect you to carry on helping? the owner took on the responsibility of having their own horse in the first place! you decided to share so you didn't have that responsibility. I am shocked that someone would still expect your money and help! If you were local and had the time to help and offered it would be another matter but the owner cant rely on you!

sorry if thats a bit harsh but I have my own horses and would never expect anyone to do them, or pay for them as skint as it makes me, they are mine and i give them what they need!
 
I wouldn't expect someone to keep sharing a horse that was off 3 mnths either. If you genuinely like the owner, a weeks notice is more than fair & you could offer to help out for free when you can for another couple of weeks after but there's no obligation to, ultimately its there responsibility.
 
I understand that the reason they have put their horse out on part loan in the first place was due to their finances but you are not responsible (unless part of your agreement that you signed?) for the vet bills.

Do they not have insurance?

Just be honest that your new job means that you can no longer commit to the loan agreement and give notice. They don't have to know that you were going to give up anyway because the horse is lame for 3 months.
 
It's a hard situation. I agree with the others that they shouldn't expect you to continue loaning if the horse is going to be out of work for a while but at the same time I can see why it puts you in an awkward position.
If you really don't have the time or money then I guess you'll have to walk away...I suppose the point of sharing in the first place is to avoid the stress and financial worry of owning a horse and something going wrong...
Hope you work it out.
 
That's the thing about shares - the disadvantage is that the horse can be taken back; the 'advantage' is that when something like this happens (a change in circumstances), the horse goes back. Simples.

If one of mine was lame for any length of time, I'd want him/her home pronto.
 
I agree with the above. If my horse was going to be out of work for any length of time I wouldn't expect a sharer to keep paying for them. It does seem harsh I know but as others have said, they're the owners who took on the responsibility, you aren't.

I wouldn't think it unreasonable for you to give notice now.
 
When I have had sharers I have never expected them to keep paying if horse isn't rideable, if they wanted to keep looking after her and coming to see her then that's great but no money required, and I would understand completely if they didn't want to. That's why people share rather than own.....because they don't want the responsibility of looking after and paying for a horse they can't always ride or because their circumstances might change and they can't commit long term
 
.....posted too soon, on phone. I would just explain your situation to the owner and give them whatever notice you feel is fair. It might seem harsh, but they took on the responsibility of the horse not you, and you have to look after yourself first, good luck x
 
Thats the thing with sharers or loans, they can be terminated at any time (notice is polite!) so an owner shouldn't bank on them always being there... I do feel for the owners - it will seem as though you have dropped them when the going gets tough, but you will just have to explain why your circumstances have changed and how it means you can't continue.

I've never shared a horse, or let someone share mine, but for me, sharing a horse means the good and the bad times, and sometimes they do go lame! If its only for a few weeks/couple of months, I would have thought a sharer would help in the care of the horse (as though it were their own) - thats what I thought sharing was all about - the experience of sharing a horse and being more involved than you would at a riding school etc.. Only my opinion!
 
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