groom insurance

[Mintyd]

Hi I'm after some advice. I've recently started as a freelance groom. My duties mainly include mucking out and exercising the horses sometimes. My children will also accompany me during holidays they are age 8 and 10.
What insurance do I need?
Public liability?
Riders insurance or groom insurance
Any advice or recommendations greatfully received. Any thanks

 

[Orangehorse]

All of that I should think. Think what would happen if you were kicked and couldn't work (it happens).

 

[View]

Income protection insurance.
Care, custody and control.
Public liability

 

[Red-1]

Getting grooms insurance won't be hard, it is third party as an essential, care, custody and control is also advisable. Not sure how the kids will fit in with working as a groom though? A freelance should be working for a few employers, not just one. Otherwise, there are employment law implications, not to mention health and safety.