claireandnadia
Well-Known Member
I've had BHS gold for years but last night read about Harry Hall insurance which appears quite good and has 10 million cover so may keep my options at renewal time. Anyone else got good/bad reviews of HH?
I guess its good that there are alternatives but feel its important to support the BHS- HH are not advocating for riders or providing other services other than encouraging you to buy stuff.
I guess its good that there are alternatives but feel its important to support the BHS- HH are not advocating for riders or providing other services other than encouraging you to buy stuff.
I chose them over BHS this year purely due to cost. So far, thank goodness and touch wood, I haven't had to use it. I think it doesn't cover you for certain affiliated activities so check the small print carefully.
Ooh, I didn't know they offered liability insurance. Am with BHS and that's fine for now but worth keeping in mind for the future.
Please compare very carefully the level of cover provided by the Harry Hall club vs the BHS cover.
There are discrepancies in the amount covered for, the number of horses who can be covered and the activities covered.
The vast majority of these insurances are 'last resort' insurances.
People have already mentioned support for the BHS, (A charity who are reliant on membership for the majority of their regular income. No, the assessment/exams do not make any significant profit) who are working to record rights of way and bridleways to prevent them being lost in 2026, who are working to achieve fair business rates for equestrian business to prevent the closure of more riding schools, livery yards and competition centres and who are working to improve horse welfare through education.
As well as this your membership benefits are
Free tickets to Hickstead and Windsor
Reduced tickets to various shows throughout the year (Bolesworth was this year)
6 magazines a year
A legal helpline (not just for equine related matters)
Access to world class expert advice on welfare, access and safety
A local committee of volunteers who can offer advice and who put on events for members (obviously these vary from area to area depending on how many volunteers are available)
10% discount at the BHS bookstore
Full disclosure, yes, I am a BHS volunteer and BHS qualified. I'm also more than happy to answer BHS related questions if I can.
How do you get the free tickets? I had no idea this was a possibility
But when finances were tight and I found BHS had taken a direct debit for Gold renewal I thought I'd told bank to cancel (as neither myself nor the other rider would be riding that year) the BHS refused to consider refunding and cancelling membership.
It wasn't worth the hassle in the end (being too busy/poor to ride that year meant I had bigger worries!) but the membership services team were particularly unhelpful - put me right off and cost me what was a significant (for me) sum of money for absolutely no benefit.
And when you have limited interaction with an organisation it is the little things that create an impression :-|
I'm just a happy hacker so that would work for me.