hmm what to do about insurance

[alsxx]

Not sure if I should bother claiming, the total bill is £50 over my excess (of £300, i really thought I'd had it reduced

)....

the hassle of claim forms though, but I will need to let them know anyway so is it worth getting £50 out of it? decisions...

 

[Tamski]

I would, that's what you're paying for.

£50=
new pair of shoes
new rug
6 bags of feed

all for a bit of ink and a stamp!

 

[SarahX]

I agree with Tamski

 

[eggs]

My vets charge £20 to complete an insurance claim form - 80% of which I will out myself!

 

[messenger]

The only thing to consider is whether your insurance company will omit your horses injury/ailment from your next renewal? Sometimes it's worth paying the vets bill and save your insurance for the big bills.

 

[Carys]

As you'll probably have to tell you insurers anyway I'd probably claim as if ever the problem occured again if within 12 months with most policies you'd still be covered as a continuation.

Depends on problem as to whether you'll get an exclusion at renewal and this isn't always affected by you claiming or not anyway.