Horse Transport Insurance

[proctorclaire]

Hi everyone. I'm looking at getting a horse box but also using it as a horse transport business. I have done some research into insurance but getting confused. What insurance would I need from business point of view and anything else I need to consider getting?

 

[MissTyc]

I think it's called hire and reward. My friend did this to fund her horsebox and it's been fairly lucrative, but she's super picky about which clients/horses she accepts. She also did a defra certificate (can't remember what it was called). I don't think it was mandatory for the distances she offers (short!), but she thought it would be a good idea. The insurance wasn't cheap but she's got the time to drive others around and has specialised in trips to the vet clinic rather than shows etc, so it doesn't eat into her weekend. She does drop off/pick ups as well. She prefers it when owners are not around lol.

 

[View]

Before we can answer, what is the MGW of the box? Self drive hire or you driving?

 

[MissTyc]

Before we can answer, what is the MGW of the box? Self drive hire or you driving?

Fair! I assumed 3.5t and OP to drive but don't know why I assumed that!

 

[proctorclaire]

I think it's called hire and reward. My friend did this to fund her horsebox and it's been fairly lucrative, but she's super picky about which clients/horses she accepts. She also did a defra certificate (can't remember what it was called). I don't think it was mandatory for the distances she offers (short!), but she thought it would be a good idea. The insurance wasn't cheap but she's got the time to drive others around and has specialised in trips to the vet clinic rather than shows etc, so it doesn't eat into her weekend. She does drop off/pick ups as well. She prefers it when owners are not around lol.

That's very helpful thank you

 

[proctorclaire]

Before we can answer, what is the MGW of the box? Self drive hire or you driving?

3.5t and I'll be driving

 

[Tiddlypom]

Be careful of your payload. If you overload the box, your insurance will be invalidated.

Very few fit for purpose 3.5t boxes can legally carry two horses.

That’s fine if you only advertise to transport one horse or two small ponies at a time.

 

[proctorclaire]

Be careful of your payload. If you overload the box, your insurance will be invalidated.

Very few fit for purpose 3.5t boxes can legally carry two horses.

That’s fine if you only advertise to transport one horse or two small ponies at a time.

Yeah I'm planning on vet trips, yard moves, shows etc but would be one horse or two ponies. Have to run professional business.

 

[PeterNatt]

Livestock Transportation – Short Journey (Horses, Cattle, Sheep, Goats, Pigs and Poultry)​

From 5 January 2008, transporters or attendants who transport horses on the roads, on journeys over 40 miles and up to 8 hours, must hold a Certificate of Competence for short journeys. The qualification is required under legislation for anyone transporting horses in connection with economic or business activity. If you are transporting horses to compete as a professional, then you are also required to hold a certificate.
From 5 January 2008, transporters or attendants using road vehicles to transport animals (Horses, Cattle, Sheep, Goats, Pigs or Poultry), in connection with an economic activity, on short journeys (over 65km and up to 8 hours) must hold a Certificate of Competence for short journeys.

Who is the course for?​

Anyone transporting livestock in connection with an economic activity on a journey over 65km and up to 8 hours duration.

Animal Transporter Authorisation​

If you are intending to transport animals in connection with an economic activity for distances over 65 km and up to 8 hours, you will also need a valid Animal Transporter Authorisation from DAERA. Further information and an application form are available by clicking here.
You are required to possess a valid Certificate of Competence before you apply for Animal Transporter Authorisation.

Assessment​

The assessment takes the form of a multiple choice theory test which is taken on-line. Assessments are organised, subject to demand at CAFRE’s three Campuses at Enniskillen, Greenmount in Antrim and Loughry in Cookstown.

​

 

[View]

3.5t and I'll be driving

Well that means you don’t need to worry about a tachograph or operator licence.

Do check whether you will need a Certificate of Competence in Transporting Horses, and I would also do an equine first aid course.

Insurance wise - you will need hire and reward cover, and if transporting without an owner you may need care, custody and control. Talk to a good broker.

Breakdown cover that will transport horses onwards on a commercial basis.

Be aware that servicing once a year may not be enough. You will need to keep good r3cords of safety inspections of both the vehicle and horse area.

Things to consider
You have a booking and wake up with flu. Who are you going to send instead?
Replacement vehicle while yours is awaiting repair?

 

[proctorclaire]

Livestock Transportation – Short Journey (Horses, Cattle, Sheep, Goats, Pigs and Poultry)​

From 5 January 2008, transporters or attendants who transport horses on the roads, on journeys over 40 miles and up to 8 hours, must hold a Certificate of Competence for short journeys. The qualification is required under legislation for anyone transporting horses in connection with economic or business activity. If you are transporting horses to compete as a professional, then you are also required to hold a certificate.
From 5 January 2008, transporters or attendants using road vehicles to transport animals (Horses, Cattle, Sheep, Goats, Pigs or Poultry), in connection with an economic activity, on short journeys (over 65km and up to 8 hours) must hold a Certificate of Competence for short journeys.

Who is the course for?​

Anyone transporting livestock in connection with an economic activity on a journey over 65km and up to 8 hours duration.

Animal Transporter Authorisation​

If you are intending to transport animals in connection with an economic activity for distances over 65 km and up to 8 hours, you will also need a valid Animal Transporter Authorisation from DAERA. Further information and an application form are available by clicking here.
You are required to possess a valid Certificate of Competence before you apply for Animal Transporter Authorisation.

Assessment​

The assessment takes the form of a multiple choice theory test which is taken on-line. Assessments are organised, subject to demand at CAFRE’s three Campuses at Enniskillen, Greenmount in Antrim and Loughry in Cookstown.

​

Thank you very much

 

[proctorclaire]

Well that means you don’t need to worry about a tachograph or operator licence.

Do check whether you will need a Certificate of Competence in Transporting Horses, and I would also do an equine first aid course.

Insurance wise - you will need hire and reward cover, and if transporting without an owner you may need care, custody and control. Talk to a good broker.

Breakdown cover that will transport horses onwards on a commercial basis.

Be aware that servicing once a year may not be enough. You will need to keep good r3cords of safety inspections of both the vehicle and horse area.

Things to consider
You have a booking and wake up with flu. Who are you going to send instead?
Replacement vehicle while yours is awaiting repair?

Excellent thank you

 

[HorsesandParrots]

Hiya did you look any further into this?