horses at home with no facilities or livery?

Tiddlypom

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You're going to save £8-900 a month. Can you get planning for an arena and pay a loan to build it out of what you're saving?
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Worth considering. That’s what we did - compare hiring twice a week plus travel and time costs vs financing an arena. The arena made a lot of financial sense looking at it that way - it’s been in 13 years this year 🙂.

Don’t rule out getting planning even in a green belt.
 

Barklands

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We had 3 on a similar amount of land with no arena, we electric fenced off an area to school in and schooled in that all through winter, it worked absolutely fine (apart from when ground is frozen like atm but in those cases we would just hack) and made them perform well when we were competing on grass!
 

maya2008

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Having them all home would give you the opportunity to find a sharer/friend/paid rider to ride your adult horse out with you on the youngster, which would make those first few weeks of hacking infinitely more pleasant and less stressful. It would also give you more time.

But…inevitably, you will school/jump less, and therefore will progress more slowly. I have a friend a 10min drive away. I can use her arena whenever. It takes 2 hours from beginning to end - catch in, groom, tack up, load, drive there, unload, swap headcollar for bridle, walk into arena, warm up, ride, then untack, load, drive home, unload, rug up, back in field. So while I would love to go three times a week, it never happens. In the summer, less of an issue. We can flat school in the field more or less so then one proper school and one jump. But in the winter… my ponies haven’t seen an arena since before Christmas - the lorry decided to break…then the world froze.

In general I struggle to maintain canter fitness enough for a dressage test on a wax surface, or for a round of jumps at a decent height - we have to consciously work at it, rather than it just coming naturally like it did when we had an arena on site. I don’t have anything with blood in though - when my TB was alive and in work she never suffered from lack of fitness without having an arena - she just made up for it in the field!

If you can ride during the day in the week, so don’t need a floodlit arena, and have one that doesn’t freeze that you can access regularly, then there are also upsides. My lot are always going somewhere, so they are totally chilled about a trip out in the lorry, couldn’t care less about where and happily concentrate once arrived. That gave me a win and a second in our first ever tests with my NF - she was relaxed and chilled and that scores highly.
 
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