Flyermc
Well-Known Member
I think they just look at at overall affordability rather than what you spend on.
We got our first mortgage in 2005 and they hardly asked any question (good old Northern Rock!) however we recently re-mortgaged in July last year and had a 3 hour 'teams' appointment going over everything in detail!
We got our first mortgage in 2005 and they hardly asked any question (good old Northern Rock!) however we recently re-mortgaged in July last year and had a 3 hour 'teams' appointment going over everything in detail!