How much does your horse cost you a month?

£190 diy livery
£103 full set shoes w/ road studs
£40 approx bedding
£60 approx hay
£10 roughly feed- balancer and chaff but both fed at a handful a time means they last ages
£33 insurance
Then normal worming and vaccs on top of that plus lessons. I could (and frequently do!) cry! This was for a project pony bought to sell on who was supposed to live out with no shoes/fronts only who is knackered, on box rest/restricted turnout with remedial shoeing. Luckily my yo is wonderful and gives me free assistance in return for mucking her 3 horses out every other saturday morning. I could find cheaper livery for sure but I've never been so happy on a yard and madam is not the easiest so somewhere she's settled makes such a difference. I used to keep my old boy for about £300 a month!
 
Oh good lord here goes:

Horse 1 retired mare living out £200 a month for everything. The only thing I need to pay for is jabs, dentist and new rugs.

Horse 2:
£280 part livery ( includes hay and bedding)
£130 lessons
£60 feed/supplements
£40 insurance
£75 for full set of shoes every 6 weeks
He gets the physio every six weeks at £40 and the saddler 2 x a year at £60.

I'm looking to get transport this year so those costs are going to rocket! I need to get a better paying job!
 
I'm too frightened to work it all out! I know that I could afford to run another car with what it costs me.

I rarely eat out except on a birthday or anniversary. I don't go to concerts, cinema, clubs, rarely out drinking or even go on holidays like many do either. I suppose that in that context I choose to spend my money differently than some others & my hobby probably costs the same or even less than some others entertainment does.

I can afford my hobby, I don't really struggle now to pay for things. I have a decent car, my house is paid for so I think the cost only comes into play when decisions need to be made if you need the money for other things. It hasn't always been theis way though. :)
 
T used to cost me:

£390 - (5-day part livery, including feed, bed, hay, etc)
£50 - Insurance
£60 - Farrier every 6 weeks
£50 - Lessons

= on average £550 per month.

I haven't included regular physio & saddler in the above (every 3 months or so as she was so sensitive), nor comp fee's (once or twice every month/2 months), and any other costs (tack bits) that go with having a horse. But the above calculations were a definite on a monthly basis.
 
Stable 118
Ins 20
Hay 40 (lasts 4-6 weeks)
Bedding 20
Farrier 15 (6 weeks)

Feed lasts ages so don't really add it up :)

Plus I must spend about 200-250 on bits and bobs, rugs, saddlecloths, physio etc... Really varies month to month depending on what he need.

Hmm so a lot!! Eek!
 
shadeofshyness said:
How many days a week do you have him? Full time? I'm very lucky in that I can have lessons in an indoor, although I didn't factor that into my monthly cost and I have to pay to hire the indoor too - it probably works out about £150 a month with that added in. I wish I had transport and could compete a bit but he doesn't load and there isn't any transport to try to teach him to anyway! I can't believe some people are paying less than me for 7 days a week owning a horse full time, when I only do 2 and pay more haha! But, if I had my own it'd have to be on full livery 5 days a week due to work so I'll justify it that way :D
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I have him as much as I want :) normally 6 days a week, the odd day when work gets in the way or apmts etc then she will sort him for me - so the flexibility is ideal. I have to travel to the new forest on a Saturday to see the BF so I miss the Sundays...I often wonder what it would be like to own him, but actually I'm the same as you if I had to do full time would have to be at least part livery so I don't know how people manage to spend less than I pay!
 
About £550 per month normally. In February it was over £700 but I had a £160 feed order, rugs washed at £50, supplements at £50 and his feet done at £35.

The thing to watch with horses is 1) everything seems to come at once (like February) and 2) they know when you think you have some spare cash and will find a way to spend it.

In that £550 there are what I would class as "optional extras" so if I found myself struggling one month, I could always reduce something. I should add that my (supposed "low maintenance cheap to keep native") pony is retired, we don't have lessons and we don't compete! He is on full livery and I do pay a lot out on treatments for him because they are doing him the world of good.
 
oh god I am going to attempt this against my better judgement....

DIY Livery x 2 £250
Hay x 2 £100
Straw x 1 £25
Aubiouse x1 £62.50
Feed x 2 £80
Supplements x 2 £35
Lessons £40
school hire £20
Shoes full set £67
Shoes fronts £44.50
Insurance x 2 £30

So total monthly for 2 (1 retired) is £754 ouch!!

Last month I had to buy on top of this:
Saddle £950
Bridle £50
Bit £120
Gel pad £85
4 rugs £200
Scenar £90
Dentist £90
sundry tack £100
Rug wash £25 (2)

Total £1710

on top of that was a vet fee of around £300, + vaccinations which I don't think I looked at how much they were

No wonder I am broke this month - wish I hadn't started now!!!!!!!
 
About 1/3 of my salary goes on my horse the rest goes on general living costs and getting to work. I do have a fairly well paid job which is lucky really though it can be quite stressful sometimes.

I do spend a lot but my choice and no-one misses out because of it as there is just me no OH or kids. Sometimes it does seem a big luxury to spend so much on myself, but I am still able to donate a bit to charities to help those less fortunate than myself. My expenditure helps support local businesses so putting something back into the community too.
 
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£380 without 'optional extras' - this is for full livery so I don't buy feed or bedding. She doesn't trash rugs etc so things rarely need replacing
 
2 x grass livery pcm - £50
Hay - free
Farrier (trims) - average pcm - £20
Extras = wormers, insurance ect - average pcm - £20
Feed = average - £20

Cheap and easy really!
 
D.I.Y Livery - £46 a week so £184 per month (trying to move!)
Feed - Grass pellets - £9, magnesium - £10.83
Bus to go see the mad thing (2x) - £27 per month (£13.50 for a week ticket, get a lift the other two weeks)
Farrier (once every 3) - £6.66 (£20 per time)
Physio (we have a lovely trainee woman that comes every month) - £10
Insurance - £20
Teeth (once yearly) - £4.10 per month (£50 yearly)
Worming (4 times yearly) - £2 per month (£24 per year)
Clipping (2x yearly) - £5 (£30 for full clip)
Saddler (4x yearly) - £16.60 (£50 per check)
Vacs - £5 (£60 for both with call out)
Rugs (2 fleece, 2 turnout) - £7.50 (£90 per year)
Getting lorry fixed - £150
Lorry petrol for shows - £70
Show entry - £20-£50

Total - £553.69 this month thankfully livery will be going down to £25 next month because they're getting thrown out. All of these are getting lowered soon, I'm slowly working on it. Lorry has more costs (M.O.T/Tax/insurance) but I can't remember them all right now and the fixing costs are a one off right now (fingers crossed!). Now I realise why I can't save up for a new lorry (we have a 3.5 1996 ford that breaks every 3-5 months).

Also starting up lessons in May (once MooCob is properly working)

TD;LR: too much.
 
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I spend around £50 a month on average for the basics. Including competitions and trailer hire (I don't have my own transport but I try to compete twice a month) it would be £150.

I bought my horse (welsh x TB) just as I was about to start a Masters. I'm lucky in that my grass livery (£70 a month) gets paid for me as I look after an elderly pony whose owner is living in Kuwait. He doesn't have shoes, and actually doesn't need trimming that often, just a tidy up as I do a fair amount of road work. I don't feed him very much as he doesn't need it, and he has hay in the field in the winter so summer is cheaper for me. When I was a student I didn't buy anything that I didn't absolutely need and kept costs down that way, and actually I still rarely buy anything unless it's on sale or I desperately need it. He is still happy and well cared for even in his cheap rugs!!

My biggest cost is definitely competitions but I love competing so much that I think it's worth the money :)
 
Even though I work full time, I do a part time job some evenings to supplement my income, which in effect pays for my horse...they are not cheap and my lad lives at home!
Field rent (spare field) - £50 per month
Chaff - £10 per month
Hay - £40 - £50 per month (stabled at night all year round)
Insurance - £65 per month
Farrier - £65 every 7 weeks
Bedding - £30 per month
Worming - £8 each time
Vaccinations - £100 each year
Dentist - £35 per year
 
I have 3 on my own yard & frankly I do not want to add up my costs !!!

not helped by having to replace half the fencing recently

that said I would not swap it for the world !!
 
I'm about a thousand a month, give or take. Full livery on the outskirts of London, plus lots of lessons, and a horse that needs a full set of shoes every 5wks. It all adds up.

I pay money into the joint account for the mortgage and household bills, so what's left in my sole account is mine to spend as I like. And I like to spend it on my horse!
 
Mine are relatively cheap to keep as I have my own land, they go through about 3 bales of hay a week at £5 per bale. in the winter and just get fed a handfull of hi fi light twice a day, I go through one sack a month at about £12 a bag. They are already leaving the hay so grass must be coming through. They are all barefoot but are trimmed every 8 to 9 weeks, for all 5 that costs £80. As I say that is for 5 so one costs very little.
 
This depends on the 'husband cost per month' or the 'true cost per month'. There is approximately £223 between the 2 costs...

The husband cost is the basics ie) just livery at £110 per month for 1 horse for 2 reasons. 1 he doesn't know I actually have 2 horses and because 'horses don't need anything else do they?'

Generally speaking for 2 horses during the winter it costs me around the £370 mark all in, however neither are insured and one is owned by my farrier but I loan him so I don't pay for his shoes... This doesn't take into account any vets bills, physio sessions, lessons, entry fees, hunt cap or the running of the lorry...

I'm actually quite scared now!
 
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Ohno... I wish I hadn't added it up!🙈
£129 per month on DIY livery.
- (Huge loose boxes, immaculate yard, superb indoor + stunning outdoor - both flood lit, muck trailer emptied daily, automatic drinkers, mains water in every field, yard managed fantastically, hacking to die for! 5minutes hack from 20 mile farm ride, + XC course, fantastic spotless facilities, grass dressage arena in the summer, course of 20 show jumps inc. fillers ect. tack room, tea room, lounge, rug room + feed room with individual areas, great grazeing, never muddy and managed very well. 12 horses including mine and 6 liverys including myself.)

£32 per month on Staw.
-(£4 per bale & x2 bales a week for the clean one, 4 weeks = £32)

£20 per month on haylage.
-(3 round bales a week between 12 horses, bales cost £20, £20 devided between 12 horses is £1.60 per bale, 3 bales = £5 a week then £5 x 4wks = 20!)

£28ish per month on feed.
-(Sugar beet, Alfa A. Outshine, top line + conditioning cubes)

£30 per month on farrier.
-(£45 every 6wks, so £7.50 a week, x4 weeks = £30)

£35 per month on Insurance.

£4 per month on wormer.
-(£12 every 3months, devided by 3 = £4 per month)

£6.70 per month on the dentist.
-(£80 a year, devided by 12 = £6.70)

£4.17 per month on back man.
-(£50 for annual check up, devided by 12 months = £4.17)

£10 per month on saddler.
-(£60 twice a year, = £10)

Basics = £310ish...

Then lessons are £240
PC is £30
Competitions are £80ish...
Box running costs and tack, rugs, all those little bit's I keep needing just add up!! He's so worth it though!!☺️
 
Some of these posts are making my eyes water!!
I pay £125 DIY livery per month, which includes all haylage and straw, use of school, x country field, etc. In winter I feed fibre nuts and fast fibre but the bags last me a while so not sure of the costings per month. He doesn't have shoes, so it's £20 for a trim every 6-8 weeks. I don't travel him or compete so no costs there. Insurance is around £30 a month, dentist is £50 a year, same for vaccinations.
So probably around £170 ish a month, less in summer as no feed. I'm in the north west.
 
The wife said:
This depends on the 'husband cost per month' or the 'true cost per month'. There is approximately £223 between the 2 costs...

The husband cost is the basics ie) just livery at £110 per month for 1 horse for 2 reasons. 1 he doesn't know I actually have 2 horses and because 'horses don't need anything else do
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I love this! I do similar, (although hubby knows I own 2) I don't even begin to tell him how much I spend. I did get rumbled last week for "wasting more money" on a nice new LeMeiux saddle pad n bandages. My fault, I asked him to sign for the delivery 😖
 
RockinRudolph said:
Some of these posts are making my eyes water!!
I pay £125 DIY livery per month, which includes all haylage and straw, use of school, x country field, etc. In winter I feed fibre nuts and fast fibre but the bags last me a while so not sure of the costings per month. He doesn't have shoes, so it's £20 for a trim every 6-8 weeks. I don't travel him or compete so no costs there. Insurance is around £30 a month, dentist is £50 a year, same for vaccinations.
So probably around £170 ish a month, less in summer as no feed. I'm in the north west.
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How on earth is your YO making any money?! Hay and straw alone must cost most people about £30 a week ...
 
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