I need your help

Matt and Jack

Matt and Jack

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1 July 2013
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Near Dover, Kent
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So, i have a horse of my own, Jack 15.3hh coloured cob gelding. He great to do in every way, we have such a great bond and know each other so well i can do absolutely anything with him and he means the world to me. the problem is i am on my way to being 6 foot and feel that i need something a bit bigger and more challenging. so i have been to see a 16.3 thoroughbred thats meets my needs, that i am hoping to have on full loan. The problem is i can't afford to keep two big one's and can't ever think of selling jack, so i want to loan him and keep him at the yard with us and have as much control as i can (i know this sounds a bit control freak ish) so i need to think of what sort of loan would be best, i need to have about £40 a week from loanee to cover the bills for jack or for them to have him on full loan and pay for him themselves. will people be willing to pay £40 a week for unlimited riding and maybe have a bit to do with his maintenance if they want and i do the rest. Or would it just be best to put him out on full long to stay were he is!!! thankyou in advance, roast beef and apricot pie with custart on offer
 
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i know when i was younger and looking for horses there were loads of 'full loan to stay at current yard's wether any one took them or not i wouldnt know but its certainly worth trying!
 
I see your logic but I think you may struggle trying to find someone to pay that amount sadly unless Jack is particularly talented and they can do a lot with him. I think a full loan but remaining on your yard would be a better idea
 
I think someone would pay £40 per week or be interested in taking him on full loan. If full loan they may want to move him to a yard of their choice? Not sure now is a good time of year for people looking for horses to loan. Might be worth looking on preloaded or advertising on there.
Please be careful with person you choose. Personally, I wouldn't let my girl go out on full loan unless it was to someone I knew very well.
Good luck
 
You could advertise for a share that way you still have control and could potentially still have Jack for yourself for a couple of days. Some people ask for £10 a day but most ask for £20 a week so two sharers could work out for you both :)
 
Is the yard Diy, part or full? For the £40 idea would they be expected to do jobs etc or would you do them?

What is the price of livery in your area?

I think these are all important considerations. £40 a week for what is ultimately a share is a lot, but it might suit someone depending on what was expected of them
 
Full Loan would be better.
Finding someone to pay that much while still having a say is asking a lot.

I all ways think people worry too much about height.
If he carries your weight and does what you want do you need another?
Just put your stirrups up!

You will always have the risk of your horse coming back from loan so have a back up plan and back up cash.
Get a proper loan agreement and do back ground checks and regular home checks!
 
smellsofhorse said:
I all ways think people worry too much about height.
If he carries your weight and does what you want do you need another?
Just put your stirrups up!
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Agree. After all, you're replacing him with a TB!

Personally I was never interested in "to stay at present yard" loans when I was looking because my only option was keeping at home. My ponies had fantastic care (not to blow my own trumpet :p) and had homes for life with us, but we couldn't afford livery. Now I'm at a livery yard (with my own horse) I think I would be deterred by a keep at present yard. I would feel like I was always being watched.

Personally I would go for a full loan. If you are offering them Jack every day then you are offering them a full loan whether or not they pay you £40 a week or all the bills IMO.
 
Well I charge my sharer £65 a month for 2 days a week, and she has to muck out etc in winter as we are DIY.

I guess he is worth advertising at a share for £40 a week with unlimited riding and no chores unless they want to. Some people will pay for the privilege of just turning up and riding.

If you want to retain control this seems a better option to me than a loan. Lots of people pay £20 or more twice a week for lessons so might suit someone wanting to progress from riding school.
 
I have a 15.1 cob and am 5'11 he can easily carry me and would be too much for a smaller rider. I find that due to my height I can make any horse look small :-)

I think people would be interested at £40 a week people pay more at riding schools for 1 lesson.
 
I have been in your situation and my only advice would be that loans don't always work out the way you expect they might and your horse could end up coming back to you for a period of time until you find someone else suitable. Your original post says that you can't afford to have two horses so I would just bear that in mind. Good luck
 
I don't think Jack is too small for you, he sounds fine. If its because you would like something more challenging than why not keep jack and look for a share horse where perhaps the owner just wants it exercising without a financial contribution ?

I always feel a little sad when a much loved horse does the job without throwing its toys out of the pram and consequently becomes too easy.
I know you love Jack very much, but you made him that way and all credit to you. Be loyal to the boy and just look for a second ride somewhere locally.

If you have goals of competing, looking for rides would be even better, as the more horses you ride over time, the more you'll achieve.
 
horserider said:
I always feel a little sad when a much loved horse does the job without throwing its toys out of the pram and consequently becomes too easy.
I know you love Jack very much, but you made him that way and all credit to you. Be loyal to the boy and just look for a second ride somewhere locally.

If you have goals of competing, looking for rides would be even better, as the more horses you ride over time, the more you'll achieve.
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Why is it a bad thing that a rider outgrows their horse's abilities? I don't understand this POV. It happens all the time. People buy a quiet, safe horse which they do lots with, improve their riding ability and confidence. Sometimes the horse grows with them, other times the horse is always going to be that nice, safe but maybe a bit dull, horse. There is absolutely no shame in finding the horse another home where he can teach another rider the same things. I can't understand the suggestion (it appears that way from your post anyway horserider) that the OP should keep this horse forever and just ride other horses. If he is becoming frustrated with Jack then the best thing all round is for a new rider to be found and the OP get something else.

I do agree that it is worth riding other horses first, to get an idea of what you really want. Horses are expensive and they do a job. Sit on as many as you can, find out what you like and don't like, decide what your aims are. If Jack isn't going to want to do the same thing, there is absolutely no shame in loaning him to someone else. Happens all the time. Horses are sold because they have reached their limit and the rider wants to go on and do more.
 
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