If your horse injured someone...

blueneonrainbow said:
I don't see why the comment about suing got a STFU either... Very rude!! I thought that poster had a point... Your friend is suffering with an injury and potentially loss of earnings as a result of your horses actions. Whether she was negligent in her actions is questionable depending on the specifics but if she is now in financial difficulty because your horse kicked her, if that was me i'd be feeling terribly guilty and you should be prepared for the fact that she may sue your insurance co. Hopefully she won't... I'd be round theere with a card and chocs or something and be offering to do her horses till she's back on her feet. I do feelsorry for both of you though, it's not your fault and she has an injury it sounds s though she could do without. I hope it doesn't affect your friendship although if you're good friends it shouldn't do.
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twaddle- my fellow liveries horse broke my foot a few months ago by standing in it when i led him in and he spooked. I didnt blame her - i bought myself some new botts with steel in and said it was"horses for courses" - it happened - she didnt tell her horse to hurt me!
 
loss of earnings????
Ok so id better not go near my yard no more, beter not drive my car either or walk across a road - forget swimming or flying in a plane - too much compensation culture around - as the sign at my yard says "if you dont want to fall off a horse dont get on"
 
Glad to hear your friend's leg isnt broken after all. Deep bruising can still be very painful tho, hope she's up and about fully soon

I would feel a bit guilty, but then again i feel guilty if i dont rescue a beetle/fly from the water troughs :p

However, i wouldnt dwell on it too much. Whilst it was your horse and therefore you feel guilty, you didnt ask her to bring him in, nor did u bribe him to boot her (i hope ;) )

Accidents happen and im sure your friend will think the same. If she's laying a guilt trip on you maybe its because she's panicking about potential loss of earnings. If you do feel the need to apologise in a practical way why not get her a supermarket gift card that you can add as little or as much money as you want to. Flowers & chocs are always nice to receive but given her financial predicament maybe a weeks worth of groceries will be more appreciated.
 
blueneonrainbow said:
I don't see why the comment about suing got a STFU either... Very rude!! I thought that poster had a point... Your friend is suffering with an injury and potentially loss of earnings as a result of your horses actions. Whether she was negligent in her actions is questionable depending on the specifics but if she is now in financial difficulty because your horse kicked her, if that was me i'd be feeling terribly guilty and you should be prepared for the fact that she may sue your insurance co. Hopefully she won't... I'd be round theere with a card and chocs or something and be offering to do her horses till she's back on her feet. I do feelsorry for both of you though, it's not your fault and she has an injury it sounds s though she could do without. I hope it doesn't affect your friendship although if you're good friends it shouldn't do.
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LOL its ok im safe, no insurance company.

this country is becoming a sueing nation sad state of affaires. :)
 
I can give an opinion from the other side - I went to get my friends horse and my horse in together to save us both going up to the field - took both out - hers panicked (i think mine - boss - tried to boot hers) she crushed me against a gate post snapping my wrist and severley bruising my chest and jumped back into field over my head.

These things happen !!! I was in plaster for 5 weeks but carried on as normal doing all my yard work (other half gave me a lift there as couldnt drive) didnt blame her one bit !! my own fault for not being more careful.

Like everyone has said accidents happen all the time, dont feel guilty x
 
When my son was about 8 before he got his own pony my friend let us have her pony on share 2 days per week, she was known to be quirky to ride so I only ever let him ride her on a lunge, one particular day she took umbridge went round on the lunge at hundred miles an hour bronking with her head between her knees, as a mother it was horrendous to see and although she probably only went round twice it seemed like forever, he flew down her kneck and landed on his head, thank god he had a body protector and good hat on, anyhoo he immediately began sicking up blood and as I took his hat off his head was swelling before my eyes, someone else on the yard was watching and took the pony off, I put my son in the car and rushed him to A & E, he spent 2 days in being monitored because of the head injury, had to have several brain scans to make sure his brain wasn't swelling, it didn't it was just outer swelling, 2 huge black eyes and bruises all over, my friend was distraught as soon as she heard about it she came to the hospital, she was so upset, but you know what I took the risk, I put him on the pony, so it was me who was responsible. Needless to say I never put him on her again though, at that point we bought him his own pony ............ that's another story :D
 
My point was that although some people take a pragmatic approach and say "accidents happen" , other people say "I've been injured and it may not be my fault, imsuffering financial hardship so I'm going to claim". I'm not saying your friend will, but some people would. The compo culture is a double edged sword yes you get people claiming for stupid things but the law allows it. On the other hand you get genuinely injured claimants whose lives have been ruined there's a balance in there somewhere and sounds like your friend falls in the middle. Your first post said your horse is known to be difficult to handle... If I were you i'd get some third party liability insurance in case he does it again to someone else.
 
I think it is just jolly bad luck, no-one's 'fault' as such and all you can do is carry on being a good friend, and let's hope she makes a good recovery. These things happen, it's a very high risk sport at the end of the day.
 
SO1 said:
I would feel really bad especially if she had been bringing him in to stop him being injured and then got injured herself.

I think she must have been in a difficult situation if she knew he was very tricky to bring in yet she if she left him and he got say got hurt and ended up with a nasty injury you would probably being saying why did she not bring him in when she could see he was at risk of being hurt.
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ditto -
 
thanks all, We help each other out in all ways, just not the horses, I hate seeing her in so much pain and she is such a stubborn one that she will keep going.
the yard is private so nobody has any reason to go near the horses barring us, and to be fair my lad has been a good boy, hes just had 2 days in and led out to the field perfectley.
 
SO1 said:
I would feel really bad especially if she had been bringing him in to stop him being injured and then got injured herself.
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This.

jhoward said:
she is a very good friend, and we help each other a hell of a lot not just with the horses, i know she is worrying about work and finances now, her car broke drown the other week and she had no money for shopping, so i paid for both, but my funds are runny out.. she did pay me back to be fair.

I worry for her i was annoyed at the time as my horse had clearly taken a beaten, not to of mentioned been scared.. gate hatch was bent and i could tell there had been more happen as we have to cross a road to go into the yard and there was a lot of muddy hoof prints up the road!

argggggg
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Been there, been worried about and struggled with loss of earnings due to a broken leg (not sued anyone though as although it was technically someone else's fault mine was more my own stupidity ;) ). If she does struggle financially she may well need to claim from you - not too sure how that will work with you not having any insurance (if I understand you correctly) but I'm sure that not having insurance doesn't protect you against a claim, so maybe its time to consider getting at least 3rd party to protect you in the future. :)

darkhorse123 said:
loss of earnings????
Ok so id better not go near my yard no more, beter not drive my car either or walk across a road - forget swimming or flying in a plane - too much compensation culture around - as the sign at my yard says "if you dont want to fall off a horse dont get on"
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Chill :cool:

Out of interest, OP situation aside for a moment, where do people on here stand if you have an accident which, for sake of argument, is a simple case of it was someone else's fault. You lose all your income, and aren't elligible for anything other than SSP from the government: £79 a week IIRC. All your household bills are still payable, you live by yourself with no OH. You'll be off work for 6 months.

In a very simplified situation, if the situation were simply either a) get into lots of debt, or b) sue the person whose fault the accident was, what would you do?

Its surely a very different situation to those where the claimant claims not because he or she was badly injured and needs the money, but because they are attracted by the prospect of a few extra thousand pounds in their bank account.
 
Naturally, in that instance I would sue. I work in motor claims and know very well that although some people claim dishonestly, I've seen a lot of instances where people are genuinely affected financially. Not every compensation claim is a bad one!!
 
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