FestiveFuzz
Well-Known Member
Excuse the rubbish title, I couldn't think how best to word it...Admittedly I’m probably being massively oversensitive here so just wanted to get a sense check. I’ve just called NFU to sort out the insurance for foalie, as part of this I was asked if I’d lost a horse in the last 3 years and obviously had to mention Poppy. They’ve now passed my details onto the underwriters as I’m deemed higher risk. I’m guessing this is standard procedure and the questions asked aren’t meant to offend, but when you lose a horse through no fault of your own after giving your all to save them it’s hard not to be upset. I ended up coming off the phone feeling like the worst owner in the world and have been fighting back tears ever since. It’s probably naïve of me, but I had no idea losing Pops would have such a knock-on effect when it came to insuring others as I'd assumed each horse was judged as an individual whereas right now I feel like I'm being judged as an owner. M is insured by his owner and I just pay the premiums each month so I’ve not had to go through this with him.
Also any ideas on how much of a price hike to expect? I’d already anticipated foalie would be more expensive to insure because he’s a baby, but now I’m dreading to think what the cost will be.
Also any ideas on how much of a price hike to expect? I’d already anticipated foalie would be more expensive to insure because he’s a baby, but now I’m dreading to think what the cost will be.