Insurance (also in NL)

[trendybraincell]

I have asked in NL also, but would like the opinion of you good folk too

My renewal came through and it seems to have rocketed up this year, but since Shadow is my first horse I'm not really sure if my renewal is exorbitant or not?! I have had him 6 years and been with NFU for the last 5, I had a claim 2 years ago now for ruptured suspensory ligament, so I expected it to go up then

I have compared a few quotes which obviously have quite a range (typical insurance companies ) I am also cautious about who I insure with, as you often hear nightmare stories about companies trying to get out of paying on claims etc...its a minefield!!

 

[LEC]

Is it a competition horse?

Friend is with AMtrust and says they are very good especially their competition policy.

Heard good things about Shearwater and KBIS. I am with NFU and they will normally negotiate.

 

[trendybraincell]

He's rising 9 Welsh Cob, our main activity is dressage (competing at novice/elementary), although hacking, schooling, showing and RC are also involved I must say NFU were brilliant when I claimed for the suspensory, and I am concerned if I move I will suffer worse exclusions, he is only insured for £2500 (despite being offered more for him), since I paid £1500 NFU would not insure him for more without supporting evidence from experts, plus I don't know if I could afford another hike in premiums!