Insurance and lurchers

[Lipglosspukka]

Does anyone know why 'Lurcher' is listed as a pedigree with Insurance providers?

I find it very bizarre.

 

[planete]

I wondered that too but it did not seem to make any difference to the terms or the premiums (Petplan).

 

[Parrotperson]

Petplan listed my farm breed JRT as pedigree......

 

[Annette4]

I've always assumed it's because they are an identifiable type unlike a true mutt

 

[Parrotperson]

But not pedigree! I couldn’t trace her lineage back more than her grandmother! Tis nonsense imho to call her pedigree. And an easy way to charge more money.

 

[skinnydipper]

.....

 

[chaps89]

It’s not so much pedigree as recognised type/breed.
Premiums are rated on different factors, breed/type will be one of those factors as are claims. So they will look at how many/what type/cost of claims by breed/type.
Therefore breeds/types with more traditional likelihood (or from an insurance perspective, historical data proving a tendency) toward health issues will pay greater premiums and vice versa.
By capturing breed/type as accurately as possible that will assist with pricing for those breeds/types in future.