Insurance and sycamores

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Dappledpony

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i was wondering, what with all the cases of AM, if insurance companies could consider putting in a clause that they won't cover for this illness if there is a sycamore tree within X amount of miles of grazing? It doesn't seem to take a lot for them to put exclusions in place. I just wondered if this could crop up in the future? Your thoughts?
 
I doubt it after all they do not exclude laminitis claims if a horse is overweight or has had access to rich grass.
 
SO1 said:
I doubt it after all they do not exclude laminitis claims if a horse is overweight or has had access to rich grass.
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Afraid they can and do. Ie my horse was vetted and vet noted she was overweight. Insurance excluded anything to do with obesity

I'm sure there is a clause that says something like 'owner should take all reasonable precaution for the health of horse '. It could be said that we now know how dangerous it can be , therefore we shouldn't expose them to the seeds

Even moving yards or keeping in could be deemed necessary
 
Insurance has got to the point of being a waste on money - apart from 3rd party liability, best to have a savings account and a 0% credit card to hand until you build up savings....
 
Nothing in place for acorn poisoning, so why would AM be any different? or Grass sickness?

i am bordered on 3 of my 4 boundaries by a lot of oaks, several field maples and a couple of sycamore trees, going by some reports i should be spending several thousand £'s in getting them all cut down, whilst ignoring the TPO's on several
 
But are sycamore seeds the sole cause of AM?

As an owner you need to take reasonable care. So for example not allowing your horse to graze in ragwort riddled field, you can't be expected to pick up every single acorn but you would be expected to take reasonable measures to ensure your horse isn't gorging on acorns under oak trees. Sycamore seeds can carry in the wind so doubt they could prove you were at fault if you had taken reasonable precautions.
 
Elbie said:
But are sycamore seeds the sole cause of AM?

As an owner you need to take reasonable care. So for example not allowing your horse to graze in ragwort riddled field, you can't be expected to pick up every single acorn but you would be expected to take reasonable measures to ensure your horse isn't gorging on acorns under oak trees. Sycamore seeds can carry in the wind so doubt they could prove you were at fault if you had taken reasonable precautions.
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Good point. Let's hope so.


asmp said:
Interesting point - especially as Petplan has just sent my daughter an info email about it.
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What does the email say?
 
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