Maesto's Girl
Well-Known Member
Hi all
Hoping someone may be able to help
So my horse has 4 exclusions, 1 for a penetrative injury to the chest (fine this happened) and then 3 for anything gastro-intestinal, anything related to wind sucking or anything relating to crib biting. The last 3 are all because at the vetting, they said she may have had a history of it due to the wear on her teeth, but not ever confirmed. Now I have carefully looked after her teeth, getting them regularly checked, and there are no more irregular wear patterns. I also have not seen any indication of crib biting or wind sucking from her. So it seems these were never 100% clarified
So my question is, would I have a case for getting the 3 exclusions removed? Would be happy to send a dental/veterinary report backing this up to the insurance company. Reason I ask is I am deciding whether or not to continue with the insurance or not, and as it says 'any gastro' I am not even sure this would cover the dreaded C word should that happen - which is the main reason for insuring given the potential cost of surgery.
Any help would be great
Thanks in advance
Hoping someone may be able to help
So my horse has 4 exclusions, 1 for a penetrative injury to the chest (fine this happened) and then 3 for anything gastro-intestinal, anything related to wind sucking or anything relating to crib biting. The last 3 are all because at the vetting, they said she may have had a history of it due to the wear on her teeth, but not ever confirmed. Now I have carefully looked after her teeth, getting them regularly checked, and there are no more irregular wear patterns. I also have not seen any indication of crib biting or wind sucking from her. So it seems these were never 100% clarified
So my question is, would I have a case for getting the 3 exclusions removed? Would be happy to send a dental/veterinary report backing this up to the insurance company. Reason I ask is I am deciding whether or not to continue with the insurance or not, and as it says 'any gastro' I am not even sure this would cover the dreaded C word should that happen - which is the main reason for insuring given the potential cost of surgery.
Any help would be great
Thanks in advance