Insurance for car and separate tow vehicle - recommendations?

[soloequestrian]

Recently got a lovely electric car which is very exciting. It obviously doesn't tow so I'm keeping the Freelander for that. Insurance companies say that means I have many years no claims discount for the Freelander but nothing for the Leaf. If I sold the Freelander, I'd get all the NC from it for the Leaf. This makes no logical sense and it means the Leaf insurance is much higher than it would be if I didn't have the Freelander. Has anyone dealt with this type of weirdness successfully??

 

[GoldenWillow]

My insurance knowledge is a bit patchy now but you earn NCD for each year you have a car insurance policy and that you don't make a claim, so you have earned the NCD for the Freelander. But as the Leaf is an extra car you now need to earn another lot of NCD. You could transfer the NCD from the Freelander policy to the Leaf policy depending on which insurance policy is the most expensive. Many companies do give an intro NCD so look at that. Hth

 

[Wheels]

Recently got a lovely electric car which is very exciting. It obviously doesn't tow so I'm keeping the Freelander for that. Insurance companies say that means I have many years no claims discount for the Freelander but nothing for the Leaf. If I sold the Freelander, I'd get all the NC from it for the Leaf. This makes no logical sense and it means the Leaf insurance is much higher than it would be if I didn't have the Freelander. Has anyone dealt with this type of weirdness successfully??

Try a multi car policy - try your current insurer first. I've recently added a car to my multi car policy and whilst I didnt have any no claims to add to the new car they gave me a large discount via non-transferable NCD because I have over 20 years no claims on my other cars. (Non-transferable in this case means that whilst I am with my current insurer I will be able to use them against my policy but if I moved to another insurer I would not be able to take them with me)

 

[COldNag]

I have currently got 2 cars. When I went to 2 i swapped the NCD to my non tow car as that was higher insurance bracket, and had to start earning separate NCD on the tow car. I did get a 2nd vehicle discount .

Now going back to one vehicle.