Insurance for coaching and livery/backing services

[Nightmare before Christmas]

As title really.

Any recommendations? Or anything I need to bare in mind.

I am doing my UKCC level 2 accredited coaching exams through the BSJA this summer and I have my own small yard and have some demand for breaking and schooling livery.

I can sort the books side of it via my Dad but I want to be 100% about the insurance and any contracts ect

I want to be as correct as possible when offering these services to clients.

I also want them to be as involved as they would like to be and will be open to come and see the horse at any point and have a lesson or two when the horse is ridden away so they leave the yard knowing 100% what stage the horse is at.

Thanks

 

[SHCC]

Hello!

When I was looking at insurance questions surrounding setting up my own carriage company I spoke to a number of insurance specialists and brokers to see what they were recommending.

The broker I eventually settled on was Julie Andrews Horse Insurance as she actually listened to what I wanted to do, and advised an appropriate policy. as well as gave me loads of other advice.

If I'm taking a horse on livery for breaking I insist that the client notifies their insurance company and has the horse insured for carriage driving before I will even allow it on my yard.
Contracts I write specific to each client, depending on their individual wants/needs.

Hope this is of some help.

 

[Nightmare before Christmas]

Hello!

When I was looking at insurance questions surrounding setting up my own carriage company I spoke to a number of insurance specialists and brokers to see what they were recommending.

The broker I eventually settled on was Julie Andrews Horse Insurance as she actually listened to what I wanted to do, and advised an appropriate policy. as well as gave me loads of other advice.

If I'm taking a horse on livery for breaking I insist that the client notifies their insurance company and has the horse insured for carriage driving before I will even allow it on my yard.
Contracts I write specific to each client, depending on their individual wants/needs.

Hope this is of some help.

Thanks this is what I was thinking! I would have to find out what their own insurance covers as well as my own insurance. Ive done horses before either at work or for friends but I want to run a legit and straight business and I want to be 100% confident I have covered every corner.

Individual contracts is a good idea and something I have thought of as it avoids any confusion on what needs to be done for the client and what costs need to be covered.

Thanks Keep advice rolling the more I know the better!

 

[winterwood]

Definitely have a chat to a few insurance providers. I find KBIS are pretty good.

Make a list of what you would be offering to clients, so you don't forget anything that may be pertinent to the insurance.

Good luck

 

[Nightmare before Christmas]

Thanks. Will have a ring round some companies and see whats what.

All very exciting just wish I had a bigger yard as ive had a bit of interest already!

anyone got any tips with the coaching side of things? I can go to people or have people come to me? Will I need to pay arena rates for this or not?

 

[Nightmare before Christmas]

anyone else got any tips?

 

[winterwood]

Thanks. Will have a ring round some companies and see whats what.

All very exciting just wish I had a bigger yard as ive had a bit of interest already!

anyone got any tips with the coaching side of things? I can go to people or have people come to me? Will I need to pay arena rates for this or not?

The coaching thing varies from yard to yard. Some have coaches/instructors that visit regularly and the liveries are encouraged to use these. In these cases it can be made pretty difficult for another coach/instructor to get work on that yard (so I have heard!). When I have visited yards to work with a horse and owner, it has generally been a positive experience. Any arena costs have been paid by the owner.