Insurance - NFU - am amazed!

[scotsmare]

I was just on the phone to NFU who my horses are insured with. I took the yearling off my policy and added tack to my policy for the 4yr old. Payments are now £30 per month lighter - 4yr old is £27 per month!! Am amazed and rather chuffed

 

[PippiPony]

Wow
Lucky you
I have always found NFU to be too expensive in my area, so that is good to hear

 

[MrsMozart]

yippeeeeeeeeeeeeeeeeeeeeeeeee.

so now you can afford to come visit

have you heard from baby girl?

 

[scotsmare]

Baby girl is fine - they phoned at about 9pm the night they collected her - she travelled fine and was out in the field munching when we spoke.

They are delighted with her

 

[mtj]

I've just cancelled my NFU insurance.

they have changed the vet fees contract, and my horse's excess is now an exclusion.

time to look elsewhere

 

[Eira]

They are being a nightmare with us

Haven't payed any of my vets bills *cries*

 

[AmyMay]

Won't your tack be insured under your house insurance?

 

[Toby_Zaphod]

You may find that your tack will be covered by your house insurance but check it. Also, have a read of your tack insurance....... I bet it doesn't cover your saddle. Saddles are rarely covered on tack insurance, no matter which company you're insured with. You have to stipulate what your saddle is & pay an extra premium to have it covered.

 

[Ashtree]

I use NFU a lot for our insurances but have been irritated about one quirk with them. We have 7 horses here and most on them are run of the mill so we just insure for accident/death etc. Afterall with this number of horses you are always getting some vets bills but they average out less than the insurance would - we hope. However we have two valuable yearlings who basically get more valuable each week they are older. this led to two problems - valuation every so often we have to renegotiate their value - I did it when they were foals and now again as yearlings but it is a real battle. The second problem was vet insurance - NFU will not cover them for vets bills unless I insure all 7! They think I am being selective because I think they are more likely to be ill etc not that I'd be more likely to have major treatment do because they are younger and more valuable. I can understand their point but it still irritates me.