Dolphin
Well-Known Member
I will try and make this as short as possible but my mare has a recurring tendon injury which I claimed for on my insurance the first time it happened. They paid up but excluded firstly the injured leg, then they excluded the other fore, then at my last renewel they excluded all of her legs except for accidental, external, visible damage.
I have gone the whole of last year paying all my vets bills myself but kept my insurance company informed as she has torn the tendon three times now. I have just had my renewel through, and they have added another 2 exclusions so that they will now only cover her for any visible external accidental vet fees and for death only for a visible external accident.
I don't think its worh me paying £223.54 for that - I may as well just not have any insurance and I doubt that any other insurance company will provide any better cover, although I do intend to ring a few up this morning.
Just wondered what anyone else thinks as I personally think they are being extremely harsh!
I have gone the whole of last year paying all my vets bills myself but kept my insurance company informed as she has torn the tendon three times now. I have just had my renewel through, and they have added another 2 exclusions so that they will now only cover her for any visible external accidental vet fees and for death only for a visible external accident.
I don't think its worh me paying £223.54 for that - I may as well just not have any insurance and I doubt that any other insurance company will provide any better cover, although I do intend to ring a few up this morning.
Just wondered what anyone else thinks as I personally think they are being extremely harsh!