Insurance Q

[Deltofe2493]

Hi me again

my walking neighing vet bill had her gel injections 2 months ago now.

Mare had a work up last March, where vet mentioned minimal arthritic changes NAD (nothing abnormal discovered).

Also - her exclusions are gastric ulcedrs and related conditions, hind proximal suspensories and related conditions, back and spine and related conditions, pedal bones of both hinds and related conditions.

I've put the claim in anyway, on the basis the vet has said the changes were nad but I'm wondering how likely insurance would accept this as do they consider arthritis related to the suspensory?

 

[Season’s Bleatings]

On the basis that the vet mentioned arthritic changes last year, along with other exclusions, I would imagine they’ll probably reject the claim.

 

[Deltofe2493]

On the basis that the vet mentioned arthritic changes last year, along with other exclusions, I would imagine they’ll probably reject the claim.

thank you - the changes were found 23/03/22 and I had the vet out again on 5/03/2023 for the same issue meaning I would *just* be within the 12 month period of treatment - it just depends what they class as related conditions?

 

[poiuytrewq]

I agree, once the word is mentioned you’ve pretty much had it imo. Sorry!

 

[rextherobber]

Think it depends on how persuasively your vet fills in their bit! Good luck