Insurance to teach

[atouchwild]

Hi all,
Just wondering if anybody could help me. I am a freelance rider/groom but over the past couple of months have had several people ask me for lessons. I did agree to teach people that were on my yard informally but some of the requests were from people who I ride for who aren't on my yard. I realise if something were to happen whilst somebody was under my instruction I could be in big doo doos, but at the moment I am really busy with my riding/grooming work so I haven't got time to do my AI or similar. In the future I probably will but teaching was never something I wanted to get into so have never considered it before. My question is does naybody know if I can get insurance to teach without having to gain any teaching qualifications first? I am a BHS Gold member for my riding insurance but obv. this doesnt cover me to teach. Any ideas?
Thankies in advance!

 

[almorton]

yeah kbis will insure you for freelance, including schooling teaching breaking and clipping. beware of others, tey sometimes exclude young horss etc!

 

[almorton]

i can spell really!

honest.

 

[atouchwild]

Thats great thanks, Ill gice them a ring in the morning find out more. Cheers
x

 

[burtie]

SEIB also do insurance.

 

[kanter]

Shearwater also offer instructor insurance. By the way, BHS insurance only covers you for personal accident and 3rd party when riding , and this may be invalid if you are charging for this. You would not be covered for injury to the horse itself, so if a horse was injured while you were riding it eg if you fell off and the hose tried to jump out of the arena, the owner could sue you.