rachk89
Well-Known Member
Sorry saw a thread by someone else and didn't want to hijack it but seemed like something to think about for my horse too.
Obviously since he's had kissing spine surgery and surgery on both stifles, diagnosed with chondromalacia, he's worth about ****** all now. Doesn't bother me but he's valued currently at his bought for price of £3000. I'd question someone's sanity if they bought him for that now.
Can I lower it to say £1000? I can't claim on any of his issues any more as maxed both claims, and he's pretty much only insured for his head and one leg now. I was thinking of just going for the catastrophe cover by kbis to be honest, to cover basic injuries, colic etc. And of course make sure he's covered for being pts etc. Loss of use I'm not that bothered about, I'm aware he could need to be retired in anything between 1 year or 20. That just depends on how his joints cope with the medication.
Obviously since he's had kissing spine surgery and surgery on both stifles, diagnosed with chondromalacia, he's worth about ****** all now. Doesn't bother me but he's valued currently at his bought for price of £3000. I'd question someone's sanity if they bought him for that now.
Can I lower it to say £1000? I can't claim on any of his issues any more as maxed both claims, and he's pretty much only insured for his head and one leg now. I was thinking of just going for the catastrophe cover by kbis to be honest, to cover basic injuries, colic etc. And of course make sure he's covered for being pts etc. Loss of use I'm not that bothered about, I'm aware he could need to be retired in anything between 1 year or 20. That just depends on how his joints cope with the medication.