insurance

[ohboy]

hi
looking for horse insurance, who do you all use and what cover do you have?
just looking on kbis and its got no loss of use 75% 0r 100% loss of use which one to go for? insuring daughters pony club pony help??????

 

[Honey08]

Remember that they are insured for 3rd party already if pony club members..

I'd be interested in some good ones too. We are with Shearwater, but find them fussy, and am ready for a change.. I think they're all out to make money and give the least coverage possible. With our horses, only the ones that event affiliated are insured for vets fees, the others are just on death, theft and 3rd party - and what we save we add to a pot for vet emergencies. We have saved a fortune in the 3 years that we have done this.