AGAGE
Well-Known Member
Following having a hefty vet bill for the dog, I would like to re-insure Ted who is 18 years old with arthritis in hocks.
Can anyone recommend an insurer for veterans that cover for vets bills?
Ted was previously insured with E &L insurance but they would only cover him for accidental visible external injury- and therefore would not pay out when he needed treatment for his arthritic hocks.
I decided to cancel the policy as the excess was £150 and after speaking to their help line it amounted that they would only pay out for cuts and scratches as these are visibly external, any tendon injuries etc wouldn't be covered!
Have looked at many other insurers and they too will only pay for visible external injuries. I know veterans are more likely to have ongoing problems like arthritis etc, but it seems a bit unfair that most places will only insure for accidental visible external injury and no illnesses or internal injuries.
I have found that petplan offer insurance for injury only on veteran horses- it stated they would pay for treatment, diagnostics etc of an injury- not specifying that it has to be an external injury.
However, I'm still assuming that, colic , COPD, arthritis etc are not covered as they would come under illness which they won't cover for.
Can anyone recommend an insurer for veteran horses that covers as much as possible vets wise?
Thus far petplan seem to offer the most, but have used them in the past with our younger horse that died suddenly and they were really bad at paying out., it took months and they suspected us of killing our own horse- which was terrible given we totally devastated and were in shock at his sudden death. He was only 6. We had also taken him straight to Newmarket for treatment on our vets recommendation! So not a fan of petplan but then don't know of any other options for Ted.
Obviously, I'm aware that no insurer will pay for his arthritis as this is ongoing.
Any recommendations will be appreciated!
Can anyone recommend an insurer for veterans that cover for vets bills?
Ted was previously insured with E &L insurance but they would only cover him for accidental visible external injury- and therefore would not pay out when he needed treatment for his arthritic hocks.
I decided to cancel the policy as the excess was £150 and after speaking to their help line it amounted that they would only pay out for cuts and scratches as these are visibly external, any tendon injuries etc wouldn't be covered!
Have looked at many other insurers and they too will only pay for visible external injuries. I know veterans are more likely to have ongoing problems like arthritis etc, but it seems a bit unfair that most places will only insure for accidental visible external injury and no illnesses or internal injuries.
I have found that petplan offer insurance for injury only on veteran horses- it stated they would pay for treatment, diagnostics etc of an injury- not specifying that it has to be an external injury.
However, I'm still assuming that, colic , COPD, arthritis etc are not covered as they would come under illness which they won't cover for.
Can anyone recommend an insurer for veteran horses that covers as much as possible vets wise?
Thus far petplan seem to offer the most, but have used them in the past with our younger horse that died suddenly and they were really bad at paying out., it took months and they suspected us of killing our own horse- which was terrible given we totally devastated and were in shock at his sudden death. He was only 6. We had also taken him straight to Newmarket for treatment on our vets recommendation! So not a fan of petplan but then don't know of any other options for Ted.
Obviously, I'm aware that no insurer will pay for his arthritis as this is ongoing.
Any recommendations will be appreciated!
