Livery yard insurance

Pinkponyclub

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20 March 2025
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I’m sure this has been asked before but can’t find specifically what I need. Going to be taking on 2 liveries for part/schooling/sales - any recommendations for insurance cover ? Specifically insurance that covers me in the event of injury/accident to someone’s horse in my care.
 
I use kbis which covers the yard, buildings, tack as well as liability for the liveries. It’s about £80pm. I’m not sure though if that covers he sales and schooling part - but they do answer the phone if you want to talk about what you need.
 
I got mine brokered via Harry Hall
Think it is in the £500/550 pa ballpark for my 2 liveries and also covers employer’s liability for my freelancer cover (which is critical if anyone but you looks after them)
 
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