Loan agreements *views* please ....

[Colleen_Miss_Tom]

I have just done one out for Tommy , I then rang hubbie to ask him if it would be cheeky of me to give her this and well he has said yes it would in a way , The lady that has him (riding school) is lovely and very very good to her ponies , The yard is spotless, shes the type of the lady that will bend over backwards for you .

Im now wondering wether to do out the agreement

At the same time I want to make sure we are clear of were we stand but on the other hand , I dont want her thinking I am being cheeky having her think that I dont think she cares about him .
If you see what I mean .

How can I tell her ..... Look , its basically just to keep us both right if anything should happen .

View please and thank you
Col x

 

[ihatework]

Do it, if she is as nice as you say she won't mind signing one at all

 

[AmyMay]

Agreement - definately.

Protects all of you.

 

[MerryMaker]

I'd always have a contract, just to clarify. Even the best people have "sticky" moments.

 

[vennessa]

You definately need a loan agreement. I am sure she won't mind, infact i think most people expect it.

 

[Mrs_Wishkabibble]

Definately need an agreement - that way you both know where you stand. It is as much to protect her as it is you - and the horse.
It needs to set out such things as who is responsible for vets fees and insurance etc.
There is a really good one on the BHS website that you can alter to suit yourselves.

 

[Carys]

A loan agreement is never a bad idea - let her know it's really only on a "just in case" basis to make things easier for both sides.

 

[Colleen_Miss_Tom]

I suppose its not so much the ... " yes you need an agreement , no you dont "
I know I do ..... I guess what Im asking is , How do you go about saying to her/giving her it...... without offending ? lol

 

[DollyPentreath]

I loan the grey in my sig from another HHOer and fully expected to have a drawn up loan agreement, it protects both parties. If the lady is as nice as you say she won't be offended, and if she's offended/not happy with having an agreement I'd consider not loaning out the horse!

 

[Bosworth]

just something along the lines of - 'oh I mustn't forget - here's a copy of the loan agreement for you to sign, I have just used the standard BHS one, hope thats Ok' If she is a normal person she would expect any decent horses owner to ask for a loan agreement to be signed. It is a professional act on your part which is totally inoffensive and If I were you I wouldn't worry about it at all. It's your pony - part of the family, what would happen if this woman was killed in an accident - what is to prove it's your pony?

 

[Colleen_Miss_Tom]

Hmmm yeah , something like that would be alright wouldn't it . She is or thinks of herself as a professional act , So perhaps she wouldn't take offence , Blahhh Im a worrier

I don't like to offend

Well I have the passport plus my name is on the passport as registered owner

I doubt it would ever come to that But I can understand your meaning

Col x

 

[fairhill]

My mum's horse is on permanent loan at a riding school, and we just handed the loan contract over with the rest of the papers when she went there. It was the standard bhs one, but with a few amendments to cover the riding school activities.
The riding school owner didn't mind signing it all, and I'm sure your loanee won't take offence either

 

[Rachmeister]

I find this bit difficult too, even though I am a lawyer! I normally start the conversation with something like:

"I don't think anything awful will happen because I think that you are the right person for my pony, but both of us need to make sure we are protected if it does. I have drafted a loan agreement based on the BHS one for you to look at and if you are happy we can sign it. I think the agreement is very fair and reasonable to both of us, but please take a look at it and let me know tomorrow if there is anything in it you don't agree with so we can amend it if we need to." Then hand her the draft agreement.

This usually does the trick as it shows that the benefits are clearly mutual. Make sure you follow through on checking whether she has taken out the right insurance though - the agreement is not of much use if she has not insured your pony and something awful does happen.

Hope this helps.

 

[Crazy_Caz]

Hiya

If she is decent then she should respect you for drawing up a loan agreement as it not only protects you and her it protects the pony.....

Does she have permission to make a decision regarding the pony if something was to happen and they couldnt get hold of you? This should all be in the loan agreeement - then you all know where you stand....

 

[jinxy]

I loaned my pony to a very good friend and I have a loan agreement. However well you know the women or however well she looks after her ponies you need it for you and for your horse to avoid any confusion especially with regards to who pays for what and if the worst comes to the worst that you give them permission if you cant be contacted for them to make decisions with a vet.

 

[Colleen_Miss_Tom]

Rachmeister

Thank you thats spot on

Agree there crazy_caz xx

Definitely Apollo x

 

[Rachmeister]

My pleasure. Good luck. If you want me to cast an eye over any wording just PM me (can't give legal advice though technically).

 

[Smash]

If she's the kind to get upset because someone wants a contract signed, god only knows what else she could get upset about. Get it signed. Frame it on the wall if you must - hopefully you'll never need to refer to it, but bugger me if you get into difficulties (which happens - even between the greatest of friends) and you don't have it. If you can't ask her to sign a contract, how the hell will you handle a major blow-up should it occur?

 

[jinxy]

BHS has a loan template on it and i used this but changed sections to make it apply to my pony

 

[pixiebee]

the passport is not a proof of ownership, it doesnt mean a thing in court over ownerships, it is contracts and receipts that will stand!

 

[xxcharlottexx]

Think ive found a loaner for my horse. She is going to ride out for a 3rd time with one of my friends tomorrow.... If she's still happy and wants to loan him she will be signing a contract.

As others have said im sure she wont mind signing one if she is as nice as you say...after all its as much for her benefit as it is yours.

 

[Bosworth]

Actually when you loan your horse you must hand over the passport as that is legally required to stay with the horse. And a passport does not prove ownership

 

[Colleen_Miss_Tom]

I will be keeping the passport with me .

No offence