LOAN? SELL? Overwhelmed money, time, family please advise

If your husband has a good job and you're paying a lot to outsource childcare for the hours you currently work... do you /need/ to take the promotion?

Would actually cutting back on your work and looking after your own kids/having time for the horse be an option for a few years?

If you're taking the promotion because that is what you want to do (as opposed to spending more time with kids/horse) then you've answered your own question.

Sell horse to someone it will be a priority for and enjoy the odd lesson somewhere fancy/do a one day/week share or similar yourself.
 
I'd get the sharers to pay and if they are not willing then, sadly, I'd sell.

Hope it all works out for you whatever you decide :)
 
Hi all,

Thanks for all the suggestions. The promotion is optional of course, but I took 8 years out of career to raise children and so now my youngest is at school I have just stepped back on the career ladder and dont want to step back off just yet. Childcare is still £500 per month in London for the 3 kids before and after school. So those who say perhaps I should sell him to someone he is more of a priority for have a real point. (Doesn't make it any easier though, he is my 4th baby).

Grass Livery: Yes it is definitely an option, though tricky with a fatty cob who has to be muzzled almost 24/7 April to October and Grass livery round here with facilities is like rocking horse poo.

Sharers: I have 2 wonderful sharers but sadly due to transport costs for them to get to horse (commuter belt) they struggle to contribute. One is amazing and does chores and exercises coblet and is fab with him, so still saves me money from not having to pay 7 day livery. The other sharer is an old friend who is a BHS stage 3 level rider and she has been doing a marvellous job schooling him as a favour really. Again saving my money by not paying for him to be schooled.

Admittedly paying sharers would be fab but due to cob's age I opted for skilled decent reliable riders/sharers over the money....just wish I had found both! Neither are in a position to loan, sadly.

I have been doing some research tonight on some of the suggestions, (Colleges, riding schools) neither option had come to mind before. These are worth considering so I need to look at options in my region further.

But I think I have ruled out loaning to a private home (unless they were already known to me). Just think it is too risky.

Thanks for all the suggestions!
 
this may have been suggested but what about retirement livery for 6 months to give you a breather and see how you feel then. They will include feeds (so you can provide minerals etc to add) and its usually a more comprehensive service than grass livery. I would imagine there wouldn't be much around london though so you may have to cast your net wider.

Or why don't you put ad advert for selling him and see what kind of responses you get or loan with view to buy?
 
Sorry you find yourself in this situation. Could you not find a sharer who shares costs and jobs?

Now the days are lengthening you may be able to find more time to enjoy him again?

Tought decision although I'm sure you'll make the right one for you both :)
 
You obviously have a bond with your horse and it would be heartbreaking to sell him, especially after all the work you have put in. I can't imagine it would be easy to find time for him right now with 3 children to look after and along with no riding because of your injury.

Why don't you put him out on loan for a year or two and assess the situation then? Your kids will be a couple of years older and who knows where you will be work wise but at least he will still be your horse and you won't be regretting selling him like you did before AND you will still get to see him when you check up on him.

Hope you manage to find a good balance for you, your family and your boy. xx
 
There will be people out there who won't over-feed your coblet, who will ride correctly and who would love to loan him. I just think you need to take time to seek them out and vet them carefully. Alternatively you need to find a paying sharer who can ride for you and cut your costs.
 
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