Loan/Sharer bad experiences - what is yours?

zeuscleoharmony

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Several months ago I advertised for a loaner/sharer for Archie because, as you all know by now, I broke my collar bone and was incapacitated until recently.

I was inundated by replies but most people wanted to move him from the yard I keep him and whilst I considered it ultimately I could not bear for him to go, fearing he would either come back a different horse to the one that left or that they would love him so much, I would feel guilty and he would never return.

My last enquiry was from a local girl who introduced herself and explained she had ridden all her life, was used to horses, big, small, allsorts, had helped in a riding school and was more than competent (her words not mine).

She wanted a horse to treat as her own on her scheduled days, which I didnt have a problem with and to learn the ins and outs of horse ownership.

She rode him and he was a very, very good boy, however, it was apparent that she was pretty much a sit there and let the horse do the work kind of rider and I explained to her that he wasn't a school horse and needed 'riding'. Alarm bells rang but my thought was that everyone has to start somewhere and I would give her, wanted to give her the chance.

All I asked for in exchange was for her to poo pick his field every day and contribute £6.00 per week towards his shoes, he is shod every eight weeks. She said she wanted to do him as much as possible and so, because I was so poorly, we agreed for her to do him 4 days per week, to be reviewed.

I asked on several occassions whether she wanted me to meet her at the yard to help but she assured me she was okay and not to worry.

In normal circumstances I would have gone up several times to keep an eye but I was so poorly and wasn't able to drive I really did rely on what she told me.

In the course of approximately 6 weeks, two and a half of which she was on holiday, she managed to get dragged from the field to the yard on several occasions (I thought he was turning into a monster but he was ok with my friend), she moaned about the poo picking (which takes 10 minute a day - one barrow full), only rode a handful of times - it was either too cloudy, too hot, she had a headache ... he ended up in the pond on the yard because she didn't tie him up after a ride and then finally she emailed me to say she didn't want to do him anymore because all she did was poo pick and the journey was too far (she knew this before she committed).

I said that I thought it best for all concerned and that was that but it has totally left me never wanting to trust another person again with my boy. Especially the pond episode. There could have been all sorts in there, old farm machinery and I know there are some very rare newts in it so the farmers wife wasn't best pleased they had been disturbed and I don't blame her.

I saw a lovely advert from a mother and daughter wanting to learn the ropes with a view to getting their own and where as once I would have rung them up and helped them out I just don't want to take a chance.

I really have been scarred by the whole episode (some of it, I know, self induced) but nevertheless it was very traumatic.

Archie, thankfully, is none the worse for his dunking!

xxx
 
Loaning/sharing gets such a bad press on here, and predominantly I think it is down to bad choices on the part of the owner - you even say alarm bells rang!

In contrast, I loaned my Novice level eventer out as a schoolmaster, and though yes, some things weren't done as I'd do them, he came back happy, fit and healthy and exactly 6 weeks after I got him back I took him out eventing again and got my best ever result on him.

I found my loaner through word of mouth, and I left the country for 3 of the 6 months I loaned him out for, so a trusted friend looked at him once in that time for me. Aside from that I saw him out competing when I got back 3 times, and that was it.

All in all, I had a really positive experience loaning, my horse taught someone who'd never completed a BE event before to go round Novice level tracks, and I came back to a sound, fit horse whom I've been able to enjoy the second half of the season on. I was fussy about who he went to, she tried him several times before I sent him to her, and not once did alarm bells ring about anything...which should probably be a lesson learnt I think!

With the right person, I'd do it again in a shot.
 
I need to organise a sharer for my friends welsh sec d who is great but can try it on so novices are no good and im dreading advertising for the reasons you have listed. Im lloking forward to see what replies you get here!
Good luck in finding a sharer-there mst be some normal people out there lol
 
I'm in agreement with SC. I had one bad experience with loaning but for me, I always knew there was something not quite right. Second experience was great and the family eventually bought the pony. Couldn't have asked for better loaners. I have my current horse on loan and it works really well.
 
Glad your horse is OK after all that. It sounds like she wasn't really committed in the first place.
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I know plenty of people do manage to share successfully but it's not something I would want to try again. When I was in my final year at uni, I tried to share my horse with a local kid who was very into horses at the time. As she would be supervised on my yard, with a YO that I totally trust, I thought all would be fine. It was a nightmare, I never felt my horse was being looked after properly and a whole load of tack got broken.
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I wasn't asking for any money as I didn't want to feel like she had a 'hold' over me if I needed to end the agreement. I just needed my stable done etc a few days a week in return for riding . Didn't stop her parents being extremely unpleasant when I broke it off ... but, I had to do what I thought was right for my horse. I don't think she even rides at all any more, so I don't feel too bad now!!
 
Oh, thats fabulous you had such a positive experience.

Yes, my fault entirely and I should have listened to my instincts.

Unfortunately, when people are in dire situations and need help, like I was, one sometimes loses the ability to make correct judgements. Had my sharer been honest with me then perhaps I would have acted on my instincts and found a better match but in this case I did not.

I posted because of my experience which was a bad one and wondered if any other people had had bad experiences. I may in future ask for positive experiences, unless someone pips me at the post!
 
Its people like that that stop good people like me getting horses on loan. A good horse on loan is really hard to find... so much so, i've pretty much given up looking now!
 
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Its people like that that stop good people like me getting horses on loan. A good horse on loan is really hard to find... so much so, i've pretty much given up looking now!

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Oh, I feel really guilty now. I am sorry. I am going to post a positive post and will probably have my mind changed by those who have had great sharers.

I hope you do find a horse to share, don't give up.

xxx
 
No, don't feel guilty! I think its bad that people take such responsibilities on, and never actually fulfill them! I perosnally would want to loan my horses out, because of the stories you hear!
 
I've never shared or loaned before, but tomorrow i have a girl coming to look at Tig for the third time with a view to loan, the final step is if he is happy tavelling in their trailer as he has only ever been in our box. I'm really worried (have been before we even found an interested party!) I really want him to be happy more than anything!!
 
I'm not judging you - just pointing out that generally your gut instinct should be trusted and you shouldn't let one bad experience colour your judgement for the future.

For what it's worth, I was in a pretty dire situation too - try just been made redundant and having to leave the country for 6 months as staying home is not an option as you no longer have a job and the only way for OH and myself to pay the mortgage was for him to take the offered secondment and me to go with him so our place could be rented out. Yes, the going abroad had been on the cards for some time, but the redundancy gave me little option but to go with him...

I just feel for people like KLD1603 because boards like this giving loaning a really bad press and there are two sides to the story. Sadly, people generally only publicise the bad news and so people jump on the 'have heard horror stories so will not loan ever' bandwagon. That means decent people don't get the chance to loan or share, which is a shame. I've been a loaner as well as having loaned out, and shock horror I was a teenager when I loaned my pony!

I can guarantee you'll get a million responses (or thereabouts) to this backing you up that loaning and sharing is a terrible idea though, so you can just ignore me
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that i won't ever loan a horse again, i'm afraid to say. now i 'sell' them with guaranteed buy-back at any time for any reason, this gives me peace of mind that my horse won't end up god-knows-where if something awful happens, and the buyer an open-ended trial period to ensure the horse is right for them - if not, i want it back anyway, the only way it'll be well treated is if they're happy with it imho. works for me.
only trouble is, people don't believe it's true...
 
I know its not funny but Archie ending up in the pond did make me laugh!!!
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I have to say at our yard there have been lots of different sharers come and go with different horses over the 8/9 years I have been here. They have all ended due to various issues - some shares have never worked from the start, others have but then gone downhill. It seems to me some people want a sharer to do everything and don't really seem interested in the horse anymore or they can't really afford a horse so need the money but then aren't prepared to 'share' the horse concerned. Luckily I have never been involved in any of these shares but have watched them disintegrate - not always the sharers fault as some of the owners have been totally unreasonable!!
 
I had a fantastic experience with loaning my old horse out- the second I met the people who wanted him, I just knew immediately that they would take good care of the horse and that I could trust them 200%. They came armed with reams of references and were more than open and welcoming about me going to visist any time that I wanted to.
That all turned out very well- I think you have to trust your judgement. The way I look at it is- would you trust these people to look after your child?
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If the answer is yes- then you can trust them with your horse. There are just some people that have an aura about them that says that they are totally honest and trustworthy, and other people you can immediately see that they might not be 100%.
 
Oh, SC, I am so sorry to read your problems, with redundancy and everything. Been there so know what its like - I even lost my voice the last time I was told, the shock of it. I digress.

The reason for forums is to discuss and the fact there are positive posts gives me hope. In fact, I may well contact the mum and daughter I mentioned.

I feel so guilty about my misjudgement, and so I should but all is okay now.

Did you read my previous post today that I rode him today for the first time since my accident, more than six months ago?
 
I didn't listen to my instinct either. I need a sharer or loaner for my horse due to my impending travels abroad - 6 weeks to go!

I loaned him out in May. The rules are that he's a happy hacker, good to dressage but no jumping due to his arthritic issues. I made an unscheduled visit to his livery yard to find that said loaner had been racing him around very deep small indoor school with novicy boyfriend on top and whacking the jumps up.
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The other rule was to get him regularly shod, which other liveries laughed at and told me she nevers shoes them until all have fallen off. And the final rule was to lock away my lovely leather saddle I had let her have. I found said saddle lying in a plastic tub upside down in a stable!

Needless to say by 7am next morning he was in my trailer on his way home! So, its looks like he will be spending a year at my mothers with very little riding, which is a total waste for a lovely horse unless a small miracle happens in the next couple of weeks.
 
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I've never shared or loaned before, but tomorrow i have a girl coming to look at Tig for the third time with a view to loan, the final step is if he is happy tavelling in their trailer as he has only ever been in our box. I'm really worried (have been before we even found an interested party!) I really want him to be happy more than anything!!

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You sound as if you are doing your homework and preparing thoroughly, something which, in hindsight, I wish I had done so much better.

xxx
 
Ive just put an advert on pre loved looking for a sharer. Good thing is horse will be staying at yard and im there every day so i can keep an eye on it all. Any ideas on where else to put a wanted add or to look at wanted ads?
 
I don't think it was all your fault, although you say alarm bells rang, you wanted to give someone a chance and i think thats great. It didn't work out that time but hey no reason not to try again......it could be fine next time. I've had both good and bad experiences with loaning, for me its just been a case of live and learn.....

there's loads of good people out there, try not to lose your faith. main thing is Archie is fine and you are getting better
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A good loaning story - but I am blowing my own trumpet!
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I was loaned a horse last year, who was a lovely boy but had only been out on clinics. Over the past year I have taken him BSJA, been placed BD and regularly highly placed in unaffiliated dressage and did some unaff 1DE. He came 2nd in his last 1DE the week before he went home. I took him all over the place including pleasure rides and he was a joy to have. I regularly kept in contact with the owners and provided photos etc. He went back a fit confident horse who was a joy to have around.

So, thats ones worked both ways but I suspect we had the 3 magic ingredients - lovely horse and two parties who were honest.
 
I'd say don't give up on the idea of loaning or sharing, just make sure you listen to your instincts. I had a great loaner up until the beginning of the Summer, before she got her own horse, and she's now a great friend and i trusted her with my lad 100%.
 
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that i won't ever loan a horse again, i'm afraid to say. now i 'sell' them with guaranteed buy-back at any time for any reason, this gives me peace of mind that my horse won't end up god-knows-where if something awful happens, and the buyer an open-ended trial period to ensure the horse is right for them - if not, i want it back anyway, the only way it'll be well treated is if they're happy with it imho. works for me.
only trouble is, people don't believe it's true...

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How does it work though? Surely if you've sold the horse then it is sold and you no longer have any responsibility over it therefore can not buy it back when you want? Or did I misinterpret and you just buy them back if the buyer no longer wants the horse?
 
Archiesmum, not that I've ever owned to loan, but I would think someone advertising asking for a loan or share, and being willing to learn is more likely to be 'as advertised' than someone replying to an advert who can mould themselves and their answers to how they think you would see them, as in the girl who said she was competent and happy to look after Archie but was clearly out of her depth.

I'd think it might be worth taking a look at at the mother and daughter (they must be keen to advertise), and see what you think of them, remember you don't have to say yes, but it could be just what you were looking for. (and they might live near enough to you to give you lifts to the yard etc. anyway - am assuming you still can't drive)
 
I once loaned a horse (despite having plenty of my own, and my own yard at the time). I poured my heart and soul into him and gave him nothing but the best, in every respect.

The lady I had loaned him from had backed him and ridden her other horses to grade A, and him to grade B, but openly admitted that she was scarred of riding him, and didn't want to jump him when I went to view him. The fact I did jump him, and stayed on made her offer to sign him over to me, but I didn't take her up on that, I just took him on loan........ As soon as she heard that I had him nicely jumping courses, she phoned me, and came to pick him up the next day. It broke my heart
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I don't know that I could ever do that again, not unless I knew the owner very well in advance.
 
I too had a bad experience loaning a horse out and will never ever loan one out again. I did my homework on the loaner, took up references etc. and did everything I thought was right. We had a contract drawn up which she totally ignored and very luckily, with the help of good friends, I got my horse back. It can work well, but not in my case.
 
I shared a horse and was driven away by the mad owner - it was awful. I have now stopped looking so don't ride anymore, as I can't afford one of my own or even a weekly lesson or hack
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I do known what I'm doing, and have the sense to ask when I'm not sure, have ridden for 12 years, won't overface myself with horses I think are too young or green, won't overdo the jumping or galloping, and am happy to do chores and whatever. I just don't have any money for one or I'd have one of my own by now - penalty of taking a paycut to work for a charity I'm afraid.

Not riding really depresses me but I just can't deal with the numpty owners!
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I am also really put off by the fact that there are so many negative posts about useless, novice, free-loading, etc etc sharers here and on other boards, I don't want to be tarred with that brush.

I have been thinking about putting a card up on yards as free maternity cover - you pay the bills and I'll look after your horse and keep it fit while you grow a baby, then when you're ready you get a nice fit horsie back and I'll vanish and leave you to it. That's probably a really stupid idea though
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I have been thinking about putting a card up on yards as free maternity cover - you pay the bills and I'll look after your horse and keep it fit while you grow a baby, then when you're ready you get a nice fit horsie back and I'll vanish and leave you to it. That's probably a really stupid idea though
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Certainly not a crazy idea! Trust me if you lived in Staffordshire I would take your hand off
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You could compete and everyfink
Don't write off the charity work. I know of a charity that has weekend workers.
 
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