jrp204
Well-Known Member
" The owner is getting back tack which they paid for (including a saddle worth at least £900 after only just having it changed). We feel now that this is just becoming a money making scheme and know that in no way will any amount of money ever bring the horse back that I loved."
OK, the owner gets back their tack it appears,doesn't say the loaner bought the saddle. OP you actually say no amount of money will bring the horse back so deduct your premiums and since you are unable to return a horse that died on loan to you, give the owner it's value when it came to you.
(Horses don't always increase in value on loan)
OK, the owner gets back their tack it appears,doesn't say the loaner bought the saddle. OP you actually say no amount of money will bring the horse back so deduct your premiums and since you are unable to return a horse that died on loan to you, give the owner it's value when it came to you.
(Horses don't always increase in value on loan)