I can't say that I've noticed a difference. I am surprised that horse prices aren't dropping though. Especially with us coming into Autumn and the usual flood of "sale due to uni" horses you get around now.
Not that this applies to myself, but I reckon there are a fair few horse owners who won't be remotely affected by this impending recession! I reckon we will start to see prices falling soon though, that's if they haven't already. This time last year I was sure I wouldn't be able to afford a new horse; now I'm certain I'll have one within 6 months or so.
Loan wise, couldn't say. Sorry for hijacking the post!