Loaning my boy - advice pls

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Taffyhorse

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Hi All,

Well after a lot of soul searching, I think I'm going to loan my boy out for a year. However, having heard so many horror stories about loaning, I'm understandably a bit nervous. So any pointers/tips etc that anyone could give me would all be gratefully received.

I know about loan agreements and ideally I'd like him to stay at the current yard but I realise this may not be possible so would be prepared for him to move in the local area. Its more whether his tack and rugs go with him, can I stipulate that the loanee insures him, is there a standard 'checking' time for the owner i.e. I'd like to check him a couple of times in the first month and then maybe monthly if ok. Also, can you ask for references? And 'vet' the new yard as it were - I don't want to sound like the owner from hell but I do want to ensure he goes to a nice home.

Argh - its a minefield!!! All help/advice gratefully received!

Cheers in advance
 
Its your horse=your rules! If you want to check on him/ vet new home etc etc then as long as you are upfront then there should be no problem - if i were the loaner i will feel more satisfied with this arrangement knowing the horses has obviously got a caring owner.
Get everything down in writing and agree to it b4 horse goes and make sure you dont have any niggling doubts - every time i havent been 100% sure it hasnt worked out and i wished i had listened to my insticts straight away.
I have always insured myself as its made me feel more comfortable knowing everything is definately in place.
Good Luck - there are alot of nice loaners out there but i had to see quite a few before i felt comfortable enough to trust them with my horse!
 
Make sure that your horse is both freezemarked on the shoulder and also microchipped before loaning him out. Also get him vetted so that both parties know exactly what condition he is in. Also ask to see the passport, driving licence and rates bill of the people loaning him and photocopy them. Unfortunately a number of horses disapear each year while out on loan. Also get a loan agreament drawn up and checked out by a specialist equine solicitor. Always check out the new home.
 
I would suggest YOU insure him.... they have to pay any excesses, but if the worst was to happen, then you would benefit from the pay out and not them...

Write a list of all the equipment going with him, and what you would expect to happen if any of it got damaged.

Yes I would ask for references, and not just a friend down the road (pref an instructor you;ve heard of or has qualifications)

You can check up on them as often as you want. The best thing I'd have thought is to tell them at the outset how often that will be, then they have no reason to think you aren't trusting them or are being interfering.
 
Thanks Guys - he is freezemarked and I had him vetted when I bought him. Might keep him insured myself so I know what is what.

Thats given me some good pointers though - all I need to do now is find him a loan home...
 
it used to be that the loanee paid the insurance but if anything happened the owner got the pay out (insurance companies will ask for a copy of the agreement)

You can tell insurance company hes going on loan then transfer insurance to them, did this once a couple of years ago.
 
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