Massive variation in horsebox insurance quotes

[RobinHood]

I've just bought my first horsebox (terribly over-excited!) and this morning I've been ringing round for insurance quotes. I'm really surprised by the variation between the different companies.

I'm 22 and the box is a 2.5L diesel ford transit.

KBIS £350 fully comp for me and anyone over 25yrs
SEIB £521 fully comp with me as the only driver
Shearwater said they couldn't quote anywhere near KBIS or SEIB
NFU said they wouldn't insure me

Is it usual for quote to vary so much or is it because they're all assessing my risk as a young driver?

 

[tls]

Try four counties or anthony evans insurance brokers they are always much cheaper and both are very good if you have an accident.

 

[Pink_Lady]

Would suggest Anthony Evans too .... and they offer roadside recovery

 

[blueeyed20girl]

i used drayton insurance from being 17 years old up untill last year, they were very good on price for 7,5t and use nfu now on my 16t hgv and im only 22!

 

[Sophstar]

Your variation isnt as big as mine was...i just bought a 2.5l diesel ldv, im 24 and wanted to be the only insured driver. SEIB, NFU, KBIS and one other all quoted me between £600 and just over £700 My last option before thinking running the horsebox wasnt going to be quite as cheap as i thought were anthony d evans...i pay £328 with them. I'm not quite sure why there was such a massive difference in the quotes but they were my saviours!

 

[RobinHood]

Thanks for the recommendations. Just tried Anthony Evans and it was £2 cheaper than KBIS so hardly anything in it. Decisions decisions.

 

[blueeyed20girl]

did you try drayton? ill pm u number if u like?