Membership offering free Public Liability cover.....

[Spyda]

I've joined as Gold BHS member (£59 pa) to benefit from their PLI (I'm NOT covered elsewhere) but on browsing the BSJA website see that their Supporter Membership (annual fee a mere £29!) benefits from British Showjumping Public Liability Insurance for up to £30million for any horse that they own, ride or look after.

Hmmmm... why has no one ever mentioned THIS 'free' cover before

 

[SpottedCat]

Because it has a £1000 excess whereas the BHS one has no excess. The ones offered by BE/BD/BSJA really are not worth having!

 

[Spyda]

Because it has a £1000 excess whereas the BHS one has no excess. The ones offered by BE/BD/BSJA really are not worth having!

*Gives HUGH sigh of relief*

Thanks! That's made me feel a whole lot better

I didn't get as far as reading the small print... just goes to show you always have to!

 

[SpottedCat]

You don't get to see the small print unless you ask the organisations for it, and they do not publicise the huge excess, which is a bit cheeky I think since they tout it as a benefit!!

 

[phantomhorse]

You don't get to see the small print unless you ask the organisations for it, and they do not publicise the huge excess, which is a bit cheeky I think since they tout it as a benefit!!

thats appalling

 

[touchstone]

It's also worth checking your household policy as you may well already be covered, the BHS only pay out if you aren't covered on your household policy anyway.