Annagain
Well-Known Member
A few years ago (I think it was 2014) I kept a really detailed diary of all my costs for a year for my good doer IDx who lived out in the summer and was in overnight in winter - livery (inc hay), feed, bedding, shoes, wormer, vet, dentist, physio, trailer servicing, clipping, saddle checks, lessons, competitions, tack and equipment etc. The only thing I didn't calculate was fuel as I use my car for everyday life too so it was impossible.
I'm on DIY on a decent but not fancy yard (in a fairly cheap part of the country) and I didn't do anything spectacular that year, mostly just riding club lessons and the odd local competition. I'm also not a big shopper so only bought stuff if I desperately needed it. I would describe it as a bronze package - I'm not a frivolous person so I don't spend like made but nor do I scrimp on anything. My horses get what they need and not much else. The whole thing came to £3700. With inflation I think it would probably be at least £5000 now. I also put £100 a month into a savings account instead of paying insurance so I didn't count that as I still had it.
I'm on DIY on a decent but not fancy yard (in a fairly cheap part of the country) and I didn't do anything spectacular that year, mostly just riding club lessons and the odd local competition. I'm also not a big shopper so only bought stuff if I desperately needed it. I would describe it as a bronze package - I'm not a frivolous person so I don't spend like made but nor do I scrimp on anything. My horses get what they need and not much else. The whole thing came to £3700. With inflation I think it would probably be at least £5000 now. I also put £100 a month into a savings account instead of paying insurance so I didn't count that as I still had it.