New...and dilemma

katiekat09

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Never signed up to one of these forums before (*waves*)...always been a bit of a lurker
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but just got a bit of a dilemma.

The literally PERFECT horse for me has come up...just what Ive always wanted, I described it to my RI and she was just said..I know a little girl exactly like that!
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Only problem is that I am at uni at the moment and by next year I will be faar too busy for a horse if what the older years say is true. Ive been to see her and she is loverly and I have the money saved up for buying her, thats not the problem. I was talking to someone today who is looking for a 3 year loan, the same length of time as my course is now....should I buy her and loan her out or let her pass and hope that something similar comes up in 3 years when I actually have the time?
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I probably just need someone sane to tell me im an idiot and need to get over myself. Im just smitten
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You've got years ahead for you to have a horse. I would suggest passing this up - whats the point of spending out on a horse for someone else. And what if she gets injured whilst out on loan?
 
I agree with Dixie. To the point I've tried to discourage my own daughter from buying a horse as she is off to uni in September for 3 years


Don't think its working though
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Medic. Im just so disillusioned with the whole thing atm though. It feels like I can't do anything with my life till my course is over. Ive been riding for years and have finally got enough to get my own, find my own and I can't get her because im on this course.
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Sorry for the rant there...just kinda disappointed. As I thought I just needed someone to tell me what a daft idea it was.
 
I'd buy her 2. You only live once and you might regret it foever if not!! Lectures don't take that much of your life... If you're organised and sensible you can do both! I had2 on part loan in my last year and did fine, but u do have2 plan it carefully...!
 
Another vote for buy, if you can schedule your timetable etc.
If not, another one will come along !
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Loaning would just be awful. The excitement of getting a new horse etc would be very bittersweet.
 
Its up to you to make the decision that is right for you but owning a horse is no fairytale no matter how much you love them. Don't necessarily expect to fulfill all your dreams just because you buy this mare.
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Owning a horse is wonderful but its also often heartbreaking!
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Think about what sort of life you could really offer her at this point in your life? If you really love her you will put her needs first. I was lucky enough to have a pony when I was young but was horseless for about 10 years relying on lessons and sharing until I was 30. After Uni and I had a decent job I got a horse again. Even now with the odds in my favour it can be a struggle - I was up the yard at 11pm last night as my horse had a bout of colic - he has had the vet 3 times in the last 3 weeks for 3 different things! Hope you make the right decision........
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Keep the cash, you never know what you'll need it for. Or if you've saved enough use as deposit on buying a house to rent out the rooms to other students to coner all your costs, then sell in 3 years = enough cash for a horse and to keep it.
 
Buy her, where theres a will there is a way. and dont loan. I have 3 now and a full time job and I brought the 3rd one to replace the 1st when she shuffles of this earth, as she is such a special little lady there is no way i could go and find her replacement without her being fit and well. She will probabaly be here for the next ten years (shes 23 and a right princess) lol, but no way could i let the new boy go out on loan- i love him too much already and he is my horse of a life time - but then again so are the other 2
 
Firstly hello *waves"

Secondly I'd say don't buy her. Firstly if you're at a city centre uni and doing medicine I'd say you wouldnt have time to ride her yourself, also in your final 3 years it's only going to get more intense (sorry - but I'm sure you know that!).

You've suggested buying her and loaning her out for 3 years - several things to consider:

what if she breaks and loaner tries to give her back?
what if loaner has to terminate the loan at any point, esp in the middle of your finals (sods law!)
you're going to buy a horse, have no time to really bond with it and give it to someone else for 3 years - their luck's really in but what's in it for you?
what if, in 3 years, your F1 (is that what's it's called) is really intense, you don't have time for a horse or you get one in a random place that makes having a horse difficult?
Remember the horse will be 3 years older before you can start doing what you want with it?
Wont it be torture watching someone else have all the fun?

Really sorry but just playing devils advocate with everyone saying follow your heart! Medicine is tough, but at the end you'll have a great well paid job and hopefully time to ride your own horse.

I know what you feel like, I sometimes feel like I'm hanging about waiting for my life to really start, esp when I lived in London and knew having a horse was out of the question. Now I'm in a more realistic location but still saving up - sometimes I think bugger it I'm just going to buy one, I'm been waiting nearly 20 years!!! But, I don't want to get my own until my finances are a bit more stable and I know it's for keeps.

I would say try and find one to help with and ride over your holidays, maybe try to find one at uni to ride or help on a weekly basis or something. But for now I think you should concentrate on uni - medicine is hard enough without making it harder! Sorry if I've depressed you - but on thr plus side if you have the money now and you put it in the bank you'll be perfectly poised to get one as soon as you graduate and then you'll have a nice doctors salary to back it up!
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have to say i agree with walrus am afraid
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sorry!!
I would never by my dream horse to loan out for 3 yrs....hell knows what i would get back,plus as above said,if they break the horse they will pass it back and you are buggered
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Leave well alone. You're doing medicine, which is a heavy course - and a heavy career for a while afterwards too. You say you might like to loan her out for 3 years - by my calculation isn't that when the really hard work starts in medicine?

Great career with great prospects, and at some point the opportunity to acquire your dream horse for yourself and keep it on a fab livery yard for you to ride however and whenever you choose.

Don't *uck that up now.
 
Def dont buy! you are buying for someone else to enjoy and posibly injure and you are left with a useless horse to look after. You will find another horse when you are seriously looking, why not try and look for a share at the moment to keep you ticking over and save up for something really good when you can look after it exsclusivly?
 
NOOOOOOOOOOOO! I am speaking from experience. Don't buy her. Buying to loan out is a disaster waiting to happen for all the reasons given above by Walrus. If you buy for yourself, with the best will in the world you would need her on full livery which is very expensive. How could you afford that? Even on DIY livery with a sharer or something, horses are very expensive (budget minimum £200 a month) so from what you've said you would need to get a part time job to pay for her. The initial buying is the cheap part, believe me. Studying medicine AND working part time - where is the time to see and enjoy your horse? You would end up feeling guilty and frustrated on top of everything else.

I really do speak from experience as I have lost 2 wonderful horses due to my university studies. I had to sell my gorgeous 2 year old filly in my second undergraduate year as my workload was too high to give her any time. She was on fulll livery and I 'did' the whole yard of 30 horses sat and sun to pay for her. After feeding, changing rugs, turning out, mucking out (all straw) then bringing in 30 horses (and changing rugs, haying and feeding again!) I was too exhausted to enjoy her! And she didn't need ridden - just fussed over. Some days I had lectures starting at 9am and finshing at 9pm - so that ruled out DIY livery. I am now going back to uni as a fat middle aged women to study vet med and today I sold the horse of my dreams. Out of all the horses I have had over the last 20 years I loved this one the most - she was my perfect girl that I thought I would have for the rest of her life. She has gone to a professional rider (who was supposed to sell her but bought her for himself!!!) so it will be nice to see how she progresses and hopefully see her compete at the Nationals etc. Believe me, it is far, far harder to have to sell the one you love then to turn around and let one go. This way you have no blame and regret and why not look perhaps for a horse you could share - with the ecconomy the way it is there are loads of people looking for someone to ride a day or two a week and contribute towards shoes, livery etc. This would give you the experience of owning a horse without the cost or responsibility.

Another horse will come along at the right time. Who knows - it might even be her?
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Enjoy the rest of your degree and keep your dream horse a dream for now
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I agree - don't buy

I did a 5 year vet degree and could not have afforded or managed a horse whilst doing the course (esp in the later years) - I imagine medicine is at least as demanding (rotations, night duties, unexpected surgery that goes on for hours longer than expected, etc etc). Whilst I am sure there are students who have managed it, I think this is the wrong time for you.

Wait - it will be worth it and time flies once you've graduated!
 
Sorry but I agree too. My brother did medicine and would not have had time for a horse. Don't forget even when you qualify you need to do you JHO year, which would be tough too. Just enjoy being a student, there are plenty of horses out there and you will find the right one at the right time
 
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Totally daft idea. Will drive you mad. Especially if someone else is riding her.

I'd buy her
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Thats me too I'm afraid...you will not get sensible advice from me.....
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This is the woman who took on a MSc (nursing) with 2 very small children and 3 horses on DIY livery. I lived to tell the tale, but OH is still having flashbacks from the trauma of it all.

I'm guessing you are young...you have years ahead of you to make crap decisions...hell, I'm still doing it
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OK got a new plan....thinking about giving up the course. Not that im not enjoying it but on top of a lot of other things, Ive kinda realised that as much as I love med, I love having a life more! You only live once and if you waste it on your job..that sucks :S As everyone says (not just on here!!) I won't have a life for the next 5 years or so and even then owning a horse is only a possibility, having a social life is only a possibility etc...long hours and night shifts!! All for what?

I could find something less hard work to do that I dont enjoy as much and then have time to do the things I really love :S
 
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