Christmas Crumpet
Well-Known Member
Why do people say you have more rights paying for a new saddle with your credit card as opposed to debit card etc?
Just curious as am getting a new saddle!
Just curious as am getting a new saddle!
New saddle - paying by credit card?
- Thread starter Christmas Crumpet
- Start date
Barton Bounty
Just simply loving life with Orbi 🥰
Its in case there is any payment or fraud problems, is it not?
Wouldnt know, i dont do credit cards 💳 lol
Wouldnt know, i dont do credit cards 💳 lol
Orangehorse
Well-Known Member
Not sure why, but a debit card replaced the cheque, so it just goes straight out of your account.
A credit card should always be used for a major purchase as you have some built in protection, I suppose because the credit card provider has checked out the business you are paying.
I am sure that someone will know all the legal bits.
A credit card should always be used for a major purchase as you have some built in protection, I suppose because the credit card provider has checked out the business you are paying.
I am sure that someone will know all the legal bits.
Spottyappy
Well-Known Member
You have more protection if things go wrong.
For example:
If you paid, but the company went bankrupt between payment and delivery, you would get your money back. This applies for most transactions, but there is Technically a minimum amount of £100 that you can claim for, but often the card companies honour lower figures.
Should the saddle turn out to have a defect, and the vendor wouldn’t help you, you can get redress through the card company too.
For example:
If you paid, but the company went bankrupt between payment and delivery, you would get your money back. This applies for most transactions, but there is Technically a minimum amount of £100 that you can claim for, but often the card companies honour lower figures.
Should the saddle turn out to have a defect, and the vendor wouldn’t help you, you can get redress through the card company too.