ycbm
Overwhelmed
There's no resolution as yet but advice has been given by a friend who is a policeman. Carer is to offer a small amount to buy the horse and if owner declines the offer she is to say he can have the horse back as soon as he's settled his 9 years worth of bills. If owner reports the horse stolen the carer has been advised that she is lawfully entitled to keep the horse until the bill is paid. Anyone with half a brain won't pay that amount of bills/money for a quirky 20 year old thoroughbred so hopefully that's where it'll end and the owner will finally accept a token payment for the sale of the horse to the carer.
This advice is utter bunkum, sorry.
Police are taught about criminal law. This is a matter of civil law. Though if the loaner proceeds as advised it could quickly become a criminal offence on her part!
Loaner, sorry but you need to agree a price for the mare with the owner or give her back and call his bluff.