parents paying for horses

My parents have always paid, and now I'm at uni I've stopped riding (but had my horse not been PTS he would be being hacked by my mum and occasionally jumped at shows round little courses to keep him happy if he could).

I could not have worked during term time when I was sitting my A-levels. I left the house at 7 (at the latest) and got home at 6ish. I sat 4 A-levels and I worked stupidly hard- a weekend job would have finished me off and I would have had no time to ride! My mum rode my horse more than I did during term time, and that arrangement suited us perfectly.
 
Although your parents are not paying for your horses they are still making a major financial contribution because you are living at home for free and not paying rent council tax bills and possibly food, if you were not living at home for free you may not have been able to pay for your horses yourself!

At least 2/3 of my salary is spent on my rent, and house hold bills including food and getting to work.

OhCappaGino said:
Im 18 with four horses and i pay for all my horse bills!! I rent 6 acres and 4 stables with a yard! My mum and dad pay my car insurance for me, i have offered not to have my car (Which i bought myself) but they figured in the costs of running me about (were in the middle of nowehere) it would be cheaper to pay my insurance, but im hoping in april once i been driving a year that i will start paying it, becoz im hoping it will go down in cost a little! I also live at home for free, but i try do my bit, by keeping ontop of cleaning and stuff! my mum and dad work full time! Only time i struggled last year was paying for all my haylage at once! £700 i managed £500 and my gran gave me £200! Ive started early this year and have started putting £20 a week away now ready!! I do find it hard, Expecially as i would rather not work and spend all my days in the fields with the horses but withought working i wouldnt be in the fields at all! I obviously have hard times like the next person, and i sometime think it would be an easier life withought horses, but then i go up and they give me a cuddle and i feel ever so guilty tha i had even that thort!!
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SO1 said:
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I think a lot people who are very negative about financial assistance from parents are perhaps a little jealous as they have not had it and would have liked it, in the same way as I am a little jealous of the ladies at my yard who's husbands pay for everything and they can spend the whole day playing with horses and buy whatever they want. I don't think I am more deserving or better than them because I have to work really hard. Though I do like the freedom of not having to ask for someone else to pay for something even if I knew they were going to say yes all the time!
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So true, I cure my jealousy by looking forward to giving my future children the ponies I didn't get. Oh and hoping my husband hits it rich ;)
 
I'm REALLY lucky. I have stabling, bedding, turn out and haylage at home thanks to parents, my mum does mine and hers whilst I am at uni. I had Oshk down here in yr1 when I could, now I have too much work, mum is happy to do him (until he decides to do an escape act, and end up on her lawn...!) I'm in my final year at uni and hoping the horses will come with me to wherever I go next...
 
i rode when i was 8 until about 13 years old at the local RS but my parents resisted my pleas for my own pony. They did however pay for lessons every week and a week long riding holiday in wales for me.

However when i started riding again in my early twenties and had my own stable full time job i decided i would buy my own horse and i pay full upkeep now.
 
I have my own horse and my parents pay the majority of the bills for her but i do contribute as i feel bad for letting them pay everything haha. I think that when the child is grown up enough, has a job and can pay for it and look after it themselves then their child can take over full responsibility of it :)
 
my mum & dad paid for weekly lessons until i was 16 and i started part loaning, which i paid for myself. i had a 3 month break before i got a different part loan horse, and again i pay my half of the bill (feed, livery, farrier) by myself :) i have a part time job which pays pretty well, probably because i work a ridiculous amount of hours, so in theory i could pay for my own horse full time but i just wouldn't have the time, so i'm happy sharing Tilly for now, hopefully after uni i'll be able to get my own
 
I bought both my girls pnies when they were small and they rode till their late teens. Up till the last year they have never paid for them as I as an adult bought them whilist they as children had no idea of the cost implications. My youngest daughter pays her retired horses keep which is nice but really I would prefer her to POO PICK
 
My sister and I saved up fo years to buy our first pony together (I was 12). Had him 2 years then my sister lost interest and I wanted to showjump(pony did not!). Dad coughed up for the new pony - temporarily until the first was sold a year later. he had strangles so had to hang onto him for a bit and turned him away free of charge with fiends pony for a few mths then loaned him to an equestrian centre in return for livery for him and my other pony.
I bought all "extras" for the pony - bridle, boots, rugs etc (had saddle as shared xmas present with my sister though). Parents covered the cost of shoeing and I paid transport and sj entries, PC etc. Once we sold the first pony, the money was given to Dad towards the second pony. We had no livery charge as I helped out/schooled horses/competed ponies/taught lessons for the yard in exchange for livery. After a few years, dad decided he wanted the pony at home - so built stables(2) and turnout pad/lunge ring. He took on the construction costs as it benefits his property. We rented 2 fields (8acres in total) for the equivilant of £180/yr. Kept pony until I finished my final year in school (pony went to her new home on the morning of my final exam - without my knowledge - gutted to say the least!) Pony sold for a sizeable sum - which went to pay back dad for looking after her/costs incurred.
I couldnt expect my parents to support a pony at livery during uni - and while I worked holidays (as much as I could) etc, I did an intense 5 year course based in a posh residential area during the boom when there were few job opportunities -especially for part time workers. I just about managed to pay for myself - no way I could have supported a horse too.
For the record, shoes(for horse)/necessary clothes for me etc were in lieu of pocket money. I also did not get insured in family car as parents could not afford to pay for the 3 of us (we are very close in age) - so until we could afford lessons, tests and insurance driving was a no go. (and we lived in quite a rural area - nearest village 3miles/town 10miles etc).I bought my first car in 4th year of college aged 21 (after on/off insurance on parents car over the previous 2yrs).
I bought my own horse 12mths after finishing college (last summer) once I was debt free - no student/car loan left. However I sold her due to unforeseen circumstances. Now Im planning on emigrating (I am already living "abroad") this summer for 12mths+ so getting the next beast is on hold for now! If I lived near home, my parents would have no problems with me keeping a horse at home - as long as I took care of all costs.

ETA - I did have horses during college but those were bought as a shared venture with friends/given to me and all incurred a profit and cost minimal amounts to keep. Free livery - most were young/unshod, castrations were the main costs.
 
My daughter had lessons from 5 years old, we bought her first pony when shie was 12 ( riding school pony v cheap! )

I had never ridden as a child, parents couldn't/wouldn/t pay for lessons, and it wasn't until I was nearly 40 that financially we could afford it.

Yes we are lucky we have a farmhouse now with 5 acre, my daughter doesn't ride anymore ( she outgrew him many years ago ) but I do!!, we kept the pony and I bought another for me, and my OH pays for everything.

I never have to ask for money, I bought up three kids while he ventured around the world with his job, eeerm he owes me!!! :D
 
i actually inherited my first horse at the age of 14 he also came with his own bank account which lasted until i was 18, however i was always using my money to buy extra stuff for him and for going to shows etc. I sold him when i had my second baby (i was 22) has i couldnt offer the home i really wanted for him anymore it broke my heart to sell him as he was so special. i now have 3 children and we have just brought a 12.3hh pony who's a good little weight carrier who i ride once every couple of weeks so he doesnt get lazy. Me and my husband decided a long time ago that as soon as our children start earning (be that paper rounds etc) we would take so much of their money so they learn that whatever they earn something always gotta be paid out of it. depending on if our children are still into horses or not when they get older i will keep hold of the pony we have now, i will either loan or part loan him out. So i suppose the answer to the question it depends on the children the situations involved! x
 
OhGappaCino -

Out of interest, are you planning to continue living at home indefinitely?
 
My parents paid for my weekly riding lessons from the age of 4 to 13 when I started riding someones tb 4 times a week after school and for this my parents paid for the tb's shoes until I was 18.
Once I'd finished college and got a full time job I bought my own horse out of my own money and have paid for my own horses/lessons ever since.
 
My parents haven't been financially involved in my life since I was 14, so they've never funded my horses. In Montana, I didn't own, just worked at a few horse ranches to spend time around horses.

I'm dreading the day my husband decides not to fund my horses anymore (jk, he won't do that)
 
God I wish I'd been so lucky! My parents could never afford to pay for a horse for me. I had to wait until I was 21 and in a full time, well paid enough job to buy one for myself.

Would have done anything for a pony as a kid!
 
Well Im 18 and my nan pays for my livery each month which includes hay and straw. I pay for everything else so shoes, feed and for my mare to be turned out each morning. She did pay for everything up until I was about 16. I guess I'm quite lucky really.
 
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