Personal Liability insurance - which is the best?

[HannahB]

Just wondering which providers are best, I've never really taken my horses off the farm yet so not needed it till now. Thanks

 

[Prancerpoos]

BHS gold membership.

 

[SantaVera]

BHS gold

 

[ycbm]

If you have any house insurance check your policy, some have 2 or 3 million personal liability included.
.

 

[HannahB]

Ok thanks

 

[onemoretime]

I added it on my horse insurance, it was £13

 

[Lady Jane]

Do you mean personal accident or public liability?

 

[HannahB]

Woops public liability

Do you mean personal accident or public liability?

 

[ycbm]

Do you mean personal accident or public liability?

Both terms are used by UK insurance companies, also 3rd party liability.
.

 

[Lady Jane]

Both terms are used by UK insurance companies, also 3rd party liability.
.

Both terms are used but personal accident and public liabilty are two entirely different things. 3rd party is the same as public liability

 

[Leandy]

I would caution people about believing they don't need public liability insurance just because they don't take their horses off their property. If they escape onto a road or other peoples' property and cause damage eg a car accident etc you could very likely be held liable. Also if they cause damage to people on your land (invited or otherwise) you can also be liable. There is strict liability in many circumstances and therefore no need to show fault.