Spotherisk
Well-Known Member
We had this situation too, house in a village, and land was 1.1 miles away. It worked very well for many years.One way to do it, which was how it happened for me, is to look out for land that is local but not attached to a house, so that you can also choose the kind of house you live in. I've lived in my house, which I adore, for 15 years and would have struggled for a lot of reasons to move - even to another house with land, given what I could afford. But a small yard came up for sale in my village - I can walk it in 5 minutes, cycle or drive in 2. I don't feel quite as tied to the horses as I can't see them from the windows (though I would love that) - so I only go at most twice per day, and I don't rush over changing rugs etc every time the wind changes. We raised the money for the yard initially by putting a 'second charge' on the house, which is essentially a second mortgage, taking out some equity. Then when it was time to remortgage, got a bigger mortgage and paid off the charge. It means we own the yard outright but have a bigger mortgage on the house.
If I was doing it again, and wasn't attached particularly to the house I lived in, I would first look for land and then move house to be as close as possible.