Pricing for part loan?

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SarabiTheHedgehog

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So I'm going to be loaning a 16.2hh horse, Murphy. The loan includes me doing all stable chores and getting 3hrs of riding every week, but I can go and see him whenever I want. I get a free lesson each week anyway with a choice of 15 horses. Murphy is a pretty sane horse, throws in a few bucks and will challenge you if he gets a chance to, also naps quite a bit but tell him off and he'll be a dream for the rest of the lesson. But, I like that! He has no vices or anything, he jumps 1.10m with ease, in stable he is very gentle, never nipped. He is 18yrs old.

It's going to be £40 per week, and I won't be paying for shoes or feed. Does that sound reasonable? I've had lessons that are £34 before so it appears to be okay to me, but I want your opinion! x
 
Yep, its a good deal, good luck :)
Though if you are doing chores twice a day seven days a week, that is a bit of a drag.
Most part loaners would do maybe threee days where they ride and do chores on those days, but would not be expected to do anything other days. Is the horse privately owned or owned by a RS or on working livery?
Is the person giving lessons a qualified instructor?
If the horse is being used in a riding school, what can happen is that you get a tired out horse only available on days he is not booked, not always when you want to ride, but I would give it a go.
 
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Its a bit odd to me - are you doing all stable chores 7 days a week? It sounds like a riding school set up so again not what I'd look for personally in a part loan/share - riding school horses are a very specific sort and dont really reflect the sort of horse you'd own privately, so it depends on what you want to gain from the share - if you are looking to bridge the gap between riding school and owning your own, I'd go down a private share rather than a riding school part loan. You have the issue that they are ridden in a number of lessons each day and are a bit tired and fed up of being jabbed and kicked by beginners so wont always be on your side; and when you want to do more with them but they've had a lot of lessons that day and are therefore tired your session is compromised because of it.

The chores would be the biggest issue for £40 per week - you can get a good private share on a horse that you can ride 3-4 times per week for around £80-£150pcm and in most private share set-ups you'd only do chores on your days, and even in some cases the horse might be on full livery so you'd not even have to do any chores!

When I shared it did differ based on the horse and owner, my first share was £110pcm for 3 days per week and I did chores, plus half his shoes every 6 weeks. The next share was £120pcm, 4-5 days a week if I wanted it and no chores other than feeding after riding. Then I paid £180pcm for a horse on full livery with better breeding and was much younger (more potential), and I could ride as much as I wanted with no chores at all.

Yes I had to pay for lessons on top with a private instructor if I wanted them, but these horses taught me far more than any riding school horse has and my riding is infinitely better since I left the riding school. Riding schools serve a purpose but eventually you need to learn to ride other horses that are more responsive and require a better standard of rider with a lighter touch and more thought behind their riding.

All depends on what you want to achieve from the part loan - but I'd have a look on local FB horsey groups, preloved, horsemart and equine adverts to see what else is out there for comparison. The chores (if they are 7 days per week) would put me off as this isnt your horse and you are doing chores for other people to enjoy basically.
 
The loanee is actually getting a VERY good deal out of this! All chores done every day and money in exchange for only 3 hours riding? If you like the horse and you are happy with the terms then go for it. But it sounds like you might be taken advantage of a little bit here. Make sure you get a contract and are clear on what happens with things like insurance, vaccinations and replacement tack.
 
Doesn't sound like a good deal to me. Who are you sharing with? An individual or a riding school?

My local riding school does shares where the sharer pays about £40 per week for a similar amount of riding hours but the horse is on full livery so no chores at all.

If it's sharing with an individual then you are paying them to do all of their jobs for them, and probably covering most of their livery costs so they get a free horse to ride on the days you're not with no chores to do either - almost like full livery for them!
 
You don't have to do chores 7 days per week, you can if you would like. I'm a bit strange so I love doing all the chores, so I am going to anyway. Murphy is located at a riding school, however is not ridden often at all, particularly on the days I would be loaning. Many people are thrown off by his size and bucking, although he is a gentleman when you get past that. Yes, qualified. It's free because I help out around the yard, that's all! The thing is with my riding school, is that they're not the regular school, well trained horses, so I learn on them all the time. They have 4 green horses right now and 1 totally unbroken. Which, of course people can't ride other than me and a few others. I am a little bit tense around looking for a horse. I have anxiety, social and generalized. So it makes it difficult to go and look and try different horses. I know 3 hours won't seem like a lot to you.. But I've been riding once a week for half an hour, for 5 years... So it's going to be a lot to me. :) Except, the hacks can be as long as you want - If he doesn't have a lesson the same day. I'll try and look around a little more though! Thanks :) x
 
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